Borrowing Data

Consumer finance statistics in Yorkshire and The Humber 2026

Last updated November 2026 · Data to August 2026 · Yorkshire and The Humber

Consumer finance estimates for Yorkshire and The Humber, built from published national totals and population figures.

£10.3bn

Consumer finance, 12 months

An estimated £10.3 billion of new consumer finance business was written by reporting lenders in Yorkshire and The Humber in the 12 months to August 2026.

Source: Estimate from Finance and Leasing Association consumer finance figures and ONS mid-2025 population estimates, Borrowing Data, 12 months to August 2026

Estimate: £126,020 million of new consumer finance business was written by reporting lenders in the United Kingdom in the 12 months to August 2026 (Finance and Leasing Association) apportioned by the share of residents aged 16 and over living in Yorkshire and The Humber: 4,649,372 of 57,153,485 in the United Kingdom (ONS mid-2025 population estimates).

£787m

Consumer finance, monthly

An estimated £787 million of new consumer finance business was written by reporting lenders in Yorkshire and The Humber in August 2026.

Source: Estimate from Finance and Leasing Association consumer finance figures and ONS mid-2025 population estimates, Borrowing Data, August 2026

Estimate: £9,673 million of new consumer finance business was written by reporting lenders in the United Kingdom in August 2026 (Finance and Leasing Association) apportioned by the share of residents aged 16 and over living in Yorkshire and The Humber: 4,649,372 of 57,153,485 in the United Kingdom (ONS mid-2025 population estimates).

£5,290m

Cards and loans, 12 months

An estimated £5,290 million of new credit card and personal loan business was written by reporting lenders in Yorkshire and The Humber in the 12 months to August 2026.

Source: Estimate from Finance and Leasing Association consumer finance figures and ONS mid-2025 population estimates, Borrowing Data, 12 months to August 2026

Estimate: £65,056 million of new credit card and personal loan business was written by reporting lenders in the United Kingdom in the 12 months to August 2026 (Finance and Leasing Association) apportioned by the share of residents aged 16 and over living in Yorkshire and The Humber: 4,649,372 of 57,153,485 in the United Kingdom (ONS mid-2025 population estimates).

£436m

Cards and loans, monthly

An estimated £436 million of new credit card and personal loan business was written by reporting lenders in Yorkshire and The Humber in August 2026.

Source: Estimate from Finance and Leasing Association consumer finance figures and ONS mid-2025 population estimates, Borrowing Data, August 2026

Estimate: £5,359 million of new credit card and personal loan business was written by reporting lenders in the United Kingdom in August 2026 (Finance and Leasing Association) apportioned by the share of residents aged 16 and over living in Yorkshire and The Humber: 4,649,372 of 57,153,485 in the United Kingdom (ONS mid-2025 population estimates).

£747m

Store credit, 12 months

An estimated £747 million of new retail store and online credit business was written by reporting lenders in Yorkshire and The Humber in the 12 months to August 2026.

Source: Estimate from Finance and Leasing Association consumer finance figures and ONS mid-2025 population estimates, Borrowing Data, 12 months to August 2026

Estimate: £9,177 million of new retail store and online credit business was written by reporting lenders in the United Kingdom in the 12 months to August 2026 (Finance and Leasing Association) apportioned by the share of residents aged 16 and over living in Yorkshire and The Humber: 4,649,372 of 57,153,485 in the United Kingdom (ONS mid-2025 population estimates).

£54.6m

Store credit, monthly

An estimated £54.6 million of new retail store and online credit business was written by reporting lenders in Yorkshire and The Humber in August 2026.

Source: Estimate from Finance and Leasing Association consumer finance figures and ONS mid-2025 population estimates, Borrowing Data, August 2026

Estimate: £671 million of new retail store and online credit business was written by reporting lenders in the United Kingdom in August 2026 (Finance and Leasing Association) apportioned by the share of residents aged 16 and over living in Yorkshire and The Humber: 4,649,372 of 57,153,485 in the United Kingdom (ONS mid-2025 population estimates).

£4,630m

Motor finance, 12 months

An estimated £4,630 million of new motor finance business (consumer and business cars) was written by reporting lenders in Yorkshire and The Humber in the 12 months to August 2026.

Source: Estimate from Finance and Leasing Association consumer finance figures and ONS mid-2025 population estimates, Borrowing Data, 12 months to August 2026

Estimate: £56,930 million of new motor finance business (consumer and business cars) was written by reporting lenders in the United Kingdom in the 12 months to August 2026 (Finance and Leasing Association) apportioned by the share of residents aged 16 and over living in Yorkshire and The Humber: 4,649,372 of 57,153,485 in the United Kingdom (ONS mid-2025 population estimates).

£304m

Motor finance, monthly

An estimated £304 million of new motor finance business (consumer and business cars) was written by reporting lenders in Yorkshire and The Humber in August 2026.

Source: Estimate from Finance and Leasing Association consumer finance figures and ONS mid-2025 population estimates, Borrowing Data, August 2026

Estimate: £3,736 million of new motor finance business (consumer and business cars) was written by reporting lenders in the United Kingdom in August 2026 (Finance and Leasing Association) apportioned by the share of residents aged 16 and over living in Yorkshire and The Humber: 4,649,372 of 57,153,485 in the United Kingdom (ONS mid-2025 population estimates).

Key points

An estimated £10.3 billion of new consumer finance business was written by reporting lenders in Yorkshire and The Humber in the 12 months to August 2026. An estimated £787 million of new consumer finance business was written by reporting lenders in Yorkshire and The Humber in August 2026. An estimated £5,290 million of new credit card and personal loan business was written by reporting lenders in Yorkshire and The Humber in the 12 months to August 2026.

Frequently asked questions

How much new consumer finance business was written by reporting lenders in Yorkshire and The Humber in the 12 months to August 2026?

An estimated £10.3 billion of new consumer finance business was written by reporting lenders in Yorkshire and The Humber in the 12 months to August 2026.

How much new consumer finance business was written by reporting lenders in Yorkshire and The Humber in August 2026?

An estimated £787 million of new consumer finance business was written by reporting lenders in Yorkshire and The Humber in August 2026.

How much new credit card and personal loan business was written by reporting lenders in Yorkshire and The Humber in the 12 months to August 2026?

An estimated £5,290 million of new credit card and personal loan business was written by reporting lenders in Yorkshire and The Humber in the 12 months to August 2026.