Borrowing Data

Consumer finance statistics in the North East 2026

Last updated November 2026 · Data to August 2026 · North East

Consumer finance estimates for the North East, built from published national totals and population figures.

£5,050m

Consumer finance, 12 months

An estimated £5,050 million of new consumer finance business was written by reporting lenders in the North East in the 12 months to August 2026.

Source: Estimate from Finance and Leasing Association consumer finance figures and ONS mid-2025 population estimates, Borrowing Data, 12 months to August 2026

Estimate: £126,020 million of new consumer finance business was written by reporting lenders in the United Kingdom in the 12 months to August 2026 (Finance and Leasing Association) apportioned by the share of residents aged 16 and over living in the North East: 2,291,470 of 57,153,485 in the United Kingdom (ONS mid-2025 population estimates).

£388m

Consumer finance, monthly

An estimated £388 million of new consumer finance business was written by reporting lenders in the North East in August 2026.

Source: Estimate from Finance and Leasing Association consumer finance figures and ONS mid-2025 population estimates, Borrowing Data, August 2026

Estimate: £9,673 million of new consumer finance business was written by reporting lenders in the United Kingdom in August 2026 (Finance and Leasing Association) apportioned by the share of residents aged 16 and over living in the North East: 2,291,470 of 57,153,485 in the United Kingdom (ONS mid-2025 population estimates).

£2,610m

Cards and loans, 12 months

An estimated £2,610 million of new credit card and personal loan business was written by reporting lenders in the North East in the 12 months to August 2026.

Source: Estimate from Finance and Leasing Association consumer finance figures and ONS mid-2025 population estimates, Borrowing Data, 12 months to August 2026

Estimate: £65,056 million of new credit card and personal loan business was written by reporting lenders in the United Kingdom in the 12 months to August 2026 (Finance and Leasing Association) apportioned by the share of residents aged 16 and over living in the North East: 2,291,470 of 57,153,485 in the United Kingdom (ONS mid-2025 population estimates).

£215m

Cards and loans, monthly

An estimated £215 million of new credit card and personal loan business was written by reporting lenders in the North East in August 2026.

Source: Estimate from Finance and Leasing Association consumer finance figures and ONS mid-2025 population estimates, Borrowing Data, August 2026

Estimate: £5,359 million of new credit card and personal loan business was written by reporting lenders in the United Kingdom in August 2026 (Finance and Leasing Association) apportioned by the share of residents aged 16 and over living in the North East: 2,291,470 of 57,153,485 in the United Kingdom (ONS mid-2025 population estimates).

£368m

Store credit, 12 months

An estimated £368 million of new retail store and online credit business was written by reporting lenders in the North East in the 12 months to August 2026.

Source: Estimate from Finance and Leasing Association consumer finance figures and ONS mid-2025 population estimates, Borrowing Data, 12 months to August 2026

Estimate: £9,177 million of new retail store and online credit business was written by reporting lenders in the United Kingdom in the 12 months to August 2026 (Finance and Leasing Association) apportioned by the share of residents aged 16 and over living in the North East: 2,291,470 of 57,153,485 in the United Kingdom (ONS mid-2025 population estimates).

£26.9m

Store credit, monthly

An estimated £26.9 million of new retail store and online credit business was written by reporting lenders in the North East in August 2026.

Source: Estimate from Finance and Leasing Association consumer finance figures and ONS mid-2025 population estimates, Borrowing Data, August 2026

Estimate: £671 million of new retail store and online credit business was written by reporting lenders in the United Kingdom in August 2026 (Finance and Leasing Association) apportioned by the share of residents aged 16 and over living in the North East: 2,291,470 of 57,153,485 in the United Kingdom (ONS mid-2025 population estimates).

£2,280m

Motor finance, 12 months

An estimated £2,280 million of new motor finance business (consumer and business cars) was written by reporting lenders in the North East in the 12 months to August 2026.

Source: Estimate from Finance and Leasing Association consumer finance figures and ONS mid-2025 population estimates, Borrowing Data, 12 months to August 2026

Estimate: £56,930 million of new motor finance business (consumer and business cars) was written by reporting lenders in the United Kingdom in the 12 months to August 2026 (Finance and Leasing Association) apportioned by the share of residents aged 16 and over living in the North East: 2,291,470 of 57,153,485 in the United Kingdom (ONS mid-2025 population estimates).

£150m

Motor finance, monthly

An estimated £150 million of new motor finance business (consumer and business cars) was written by reporting lenders in the North East in August 2026.

Source: Estimate from Finance and Leasing Association consumer finance figures and ONS mid-2025 population estimates, Borrowing Data, August 2026

Estimate: £3,736 million of new motor finance business (consumer and business cars) was written by reporting lenders in the United Kingdom in August 2026 (Finance and Leasing Association) apportioned by the share of residents aged 16 and over living in the North East: 2,291,470 of 57,153,485 in the United Kingdom (ONS mid-2025 population estimates).

Key points

An estimated £5,050 million of new consumer finance business was written by reporting lenders in the North East in the 12 months to August 2026. An estimated £388 million of new consumer finance business was written by reporting lenders in the North East in August 2026. An estimated £2,610 million of new credit card and personal loan business was written by reporting lenders in the North East in the 12 months to August 2026.

Frequently asked questions

How much new consumer finance business was written by reporting lenders in the North East in the 12 months to August 2026?

An estimated £5,050 million of new consumer finance business was written by reporting lenders in the North East in the 12 months to August 2026.

How much new consumer finance business was written by reporting lenders in the North East in August 2026?

An estimated £388 million of new consumer finance business was written by reporting lenders in the North East in August 2026.

How much new credit card and personal loan business was written by reporting lenders in the North East in the 12 months to August 2026?

An estimated £2,610 million of new credit card and personal loan business was written by reporting lenders in the North East in the 12 months to August 2026.