Consumer finance figures for Scotland, from Borrowing Data and the Office for National Statistics.
New consumer finance business written by reporting lenders was £11 billion in Scotland in the 12 months to August 2026.
Source: Regional lending figures, Borrowing Data, 12 months to August 2026
Reporting lenders only; new consumer finance business written, 12 months to August 2026.
New consumer finance business written by reporting lenders was £843 million in Scotland in August 2026.
Source: Regional lending figures, Borrowing Data, August 2026
Reporting lenders only; new consumer finance business written, August 2026.
New credit card and personal loan business written by reporting lenders was £5,790 million in Scotland in the 12 months to August 2026.
Source: Regional lending figures, Borrowing Data, 12 months to August 2026
Reporting lenders only; new credit card and personal loan business written, 12 months to August 2026.
New credit card and personal loan business written by reporting lenders was £467 million in Scotland in August 2026.
Source: Regional lending figures, Borrowing Data, August 2026
Reporting lenders only; new credit card and personal loan business written, August 2026.
New retail store and online credit business written by reporting lenders was £807 million in Scotland in the 12 months to August 2026.
Source: Regional lending figures, Borrowing Data, 12 months to August 2026
Reporting lenders only; new retail store and online credit business written, 12 months to August 2026.
New retail store and online credit business written by reporting lenders was £58.2 million in Scotland in August 2026.
Source: Regional lending figures, Borrowing Data, August 2026
Reporting lenders only; new retail store and online credit business written, August 2026.
New motor finance business (consumer and business cars) written by reporting lenders was £5,010 million in Scotland in the 12 months to August 2026.
Source: Regional lending figures, Borrowing Data, 12 months to August 2026
Reporting lenders only; new motor finance business written, consumer and business cars, 12 months to August 2026.
New motor finance business (consumer and business cars) written by reporting lenders was £326 million in Scotland in August 2026.
Source: Regional lending figures, Borrowing Data, August 2026
Reporting lenders only; new motor finance business written, consumer and business cars, August 2026.
The estimated population aged 16 and over in Scotland was 4,667,501 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-year population estimates as returned by the Nomis 'Aged 16+' category, rebased to Census 2021 and 2022 where applicable. Usual residents.
New consumer finance business written by reporting lenders was £11 billion in Scotland in the 12 months to August 2026. New consumer finance business written by reporting lenders was £843 million in Scotland in August 2026. New credit card and personal loan business written by reporting lenders was £5,790 million in Scotland in the 12 months to August 2026.
New consumer finance business written by reporting lenders was £11 billion in Scotland in the 12 months to August 2026.
New consumer finance business written by reporting lenders was £843 million in Scotland in August 2026.
New credit card and personal loan business written by reporting lenders was £5,790 million in Scotland in the 12 months to August 2026.