Mortgage figures for Yorkshire and The Humber, from the Financial Conduct Authority and the ONS.
£209,266
Average house price Aug 2026
The average house price in Yorkshire and The Humber was £209,266 in August 2026.
Source: UK House Price Index: monthly price statistics, worksheet 2 (average price, countries and regions), Office for National Statistics, August 2026
UK House Price Index, all property types, not seasonally adjusted. August values for each year are taken from the October 2026 edition, so earlier years show revised figures. Northern Ireland is quarterly and is not shown as a monthly series here. Marked [p] (provisional) by the publisher.
26%
Adults with a residential mortgage
In 2024, 26 per cent of adults in Yorkshire and The Humber had a residential mortgage on the property they lived in.
Source: Financial Lives 2024 survey: Annex A (Product holdings), Financial Conduct Authority, 2024
Survey estimate, base all UK adults; fieldwork 5 February to 16 June 2024; unweighted base 1420
13%
Mortgage debt four times income
In 2024, 13 per cent of adults in Yorkshire and The Humber with a residential or lifetime mortgage had mortgage debt of at least four times their annual household income.
Source: Financial Lives 2024 survey: Mortgages (slide-based report), Financial Conduct Authority, 2024
Survey estimate, base UK adults with a residential or lifetime mortgage, excluding don't know and prefer not to say; fieldwork 5 February to 16 June 2024
74.79%
Median loan-to-value ratio
The median loan-to-value ratio on new regulated mortgage sales in Yorkshire and The Humber was 74.79 per cent in the fourth quarter of 2025.
Source: Mortgages Product Sales Data (PSD) quarterly 2025 tables, Financial Conduct Authority, Q4 2025
New regulated mortgage sales by postcode region; excludes internal product transfers, further advances and second charge.
1.8%
House price annual change
The annual change in the average house price in Yorkshire and The Humber was 1.8% in August 2026.
Source: UK House Price Index: monthly price statistics, worksheet 3 (annual percentage change, countries and regions), Office for National Statistics, August 2026
UK House Price Index, all property types, not seasonally adjusted. Percentage change over the 12 months to August 2026, as published to one decimal place. Marked [p] (provisional) by the publisher.
£157,500
Median loan amount Q4 2025
The median loan amount on new regulated mortgage sales in Yorkshire and The Humber was £157,500 in the fourth quarter of 2025.
Source: Mortgages Product Sales Data (PSD) quarterly 2025 tables, Financial Conduct Authority, Q4 2025
New regulated mortgage sales by postcode region; excludes internal product transfers, further advances and second charge.
£130,995
Median loan amount Q4 2021
The median loan amount on new regulated mortgage sales in Yorkshire and The Humber was £130,995 in the fourth quarter of 2021.
Source: Mortgages Product Sales Data (PSD) quarterly 2025 tables, Financial Conduct Authority, Q4 2021
New regulated mortgage sales by postcode region; excludes internal product transfers, further advances and second charge.
£195,533
Average house price Aug 2022
The average house price in Yorkshire and The Humber was £195,533 in August 2022.
Source: UK House Price Index: monthly price statistics, worksheet 2 (average price, countries and regions), Office for National Statistics, August 2022
UK House Price Index, all property types, not seasonally adjusted. August values for each year are taken from the October 2026 edition, so earlier years show revised figures. Northern Ireland is quarterly and is not shown as a monthly series here.
£155,819
Average house price Aug 2019
The average house price in Yorkshire and The Humber was £155,819 in August 2019.
Source: UK House Price Index: monthly price statistics, worksheet 2 (average price, countries and regions), Office for National Statistics, August 2019
UK House Price Index, all property types, not seasonally adjusted. August values for each year are taken from the October 2026 edition, so earlier years show revised figures. Northern Ireland is quarterly and is not shown as a monthly series here.
Frequently asked questions
What was the average house price in Yorkshire and The Humber in August 2026?
The average house price in Yorkshire and The Humber was £209,266 in August 2026.
What share of adults in Yorkshire and The Humber had a residential mortgage in 2024?
In 2024, 26 per cent of adults in Yorkshire and The Humber had a residential mortgage on the property they lived in.
What share of mortgage holders in Yorkshire and The Humber had mortgage debt of at least four times their income in 2024?
In 2024, 13 per cent of adults in Yorkshire and The Humber with a residential or lifetime mortgage had mortgage debt of at least four times their annual household income.