Borrowing estimates for South Staffordshire, built from published survey rates and population figures.
An estimated 75,100 adults in South Staffordshire held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 80% of adults in the West Midlands held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 93,908 adults aged 18 and over in South Staffordshire (ONS mid-2024 population estimates, single-year ages summed).
An estimated 53,500 adults in South Staffordshire held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 57% of adults in the West Midlands held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 93,908 adults aged 18 and over in South Staffordshire (ONS mid-2024 population estimates, single-year ages summed).
An estimated 19,700 adults in South Staffordshire were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 21% of adults in the West Midlands were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 93,908 adults aged 18 and over in South Staffordshire (ONS mid-2024 population estimates, single-year ages summed).
An estimated 25,400 adults in South Staffordshire had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 27% of adults in the West Midlands had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 93,908 adults aged 18 and over in South Staffordshire (ONS mid-2024 population estimates, single-year ages summed).
An estimated 20,700 adults in South Staffordshire used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 22% of adults in the West Midlands used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 93,908 adults aged 18 and over in South Staffordshire (ONS mid-2024 population estimates, single-year ages summed).
An estimated 7,980 adults in South Staffordshire held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 8.5% of adults in the West Midlands held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 93,908 adults aged 18 and over in South Staffordshire (ONS mid-2024 population estimates, single-year ages summed).
An estimated 23,500 adults in South Staffordshire had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 25% of adults in the West Midlands had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 93,908 adults aged 18 and over in South Staffordshire (ONS mid-2024 population estimates, single-year ages summed).
An estimated 8,450 adults in South Staffordshire were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 9% of adults in the West Midlands were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 93,908 adults aged 18 and over in South Staffordshire (ONS mid-2024 population estimates, single-year ages summed).
The estimated population aged 16 and over in South Staffordshire was 96,889 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.
An estimated 75,100 adults in South Staffordshire held at least one credit or loan product in 2024. An estimated 53,500 adults in South Staffordshire held a credit card in 2024. An estimated 19,700 adults in South Staffordshire were overdrawn on a current account in 2024.
An estimated 75,100 adults in South Staffordshire held at least one credit or loan product in 2024.
An estimated 53,500 adults in South Staffordshire held a credit card in 2024.
An estimated 19,700 adults in South Staffordshire were overdrawn on a current account in 2024.