Borrowing estimates for Staffordshire Moorlands, built from published survey rates and population figures.
63,600
Credit or loan holders
An estimated 63,600 adults in Staffordshire Moorlands held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 80% of adults in the West Midlands held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 79,524 adults aged 18 and over in Staffordshire Moorlands (ONS mid-2024 population estimates, single-year ages summed).
45,300
Credit card holders
An estimated 45,300 adults in Staffordshire Moorlands held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 57% of adults in the West Midlands held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 79,524 adults aged 18 and over in Staffordshire Moorlands (ONS mid-2024 population estimates, single-year ages summed).
16,700
Overdraft users
An estimated 16,700 adults in Staffordshire Moorlands were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 21% of adults in the West Midlands were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 79,524 adults aged 18 and over in Staffordshire Moorlands (ONS mid-2024 population estimates, single-year ages summed).
21,500
Residential mortgage holders
An estimated 21,500 adults in Staffordshire Moorlands had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 27% of adults in the West Midlands had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 79,524 adults aged 18 and over in Staffordshire Moorlands (ONS mid-2024 population estimates, single-year ages summed).
17,500
Buy now, pay later users
An estimated 17,500 adults in Staffordshire Moorlands used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 22% of adults in the West Midlands used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 79,524 adults aged 18 and over in Staffordshire Moorlands (ONS mid-2024 population estimates, single-year ages summed).
6,760
High-cost credit users
An estimated 6,760 adults in Staffordshire Moorlands held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 8.5% of adults in the West Midlands held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 79,524 adults aged 18 and over in Staffordshire Moorlands (ONS mid-2024 population estimates, single-year ages summed).
19,900
Low financial resilience
An estimated 19,900 adults in Staffordshire Moorlands had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 25% of adults in the West Midlands had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 79,524 adults aged 18 and over in Staffordshire Moorlands (ONS mid-2024 population estimates, single-year ages summed).
7,160
In financial difficulty
An estimated 7,160 adults in Staffordshire Moorlands were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 9% of adults in the West Midlands were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 79,524 adults aged 18 and over in Staffordshire Moorlands (ONS mid-2024 population estimates, single-year ages summed).
82,144
Residents aged 16 and over
The estimated population aged 16 and over in Staffordshire Moorlands was 82,144 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.