Borrowing estimates for Tamworth, built from published survey rates and population figures.
An estimated 51,100 adults in Tamworth held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 80% of adults in the West Midlands held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 63,884 adults aged 18 and over in Tamworth (ONS mid-2024 population estimates, single-year ages summed).
An estimated 36,400 adults in Tamworth held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 57% of adults in the West Midlands held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 63,884 adults aged 18 and over in Tamworth (ONS mid-2024 population estimates, single-year ages summed).
An estimated 13,400 adults in Tamworth were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 21% of adults in the West Midlands were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 63,884 adults aged 18 and over in Tamworth (ONS mid-2024 population estimates, single-year ages summed).
An estimated 17,200 adults in Tamworth had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 27% of adults in the West Midlands had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 63,884 adults aged 18 and over in Tamworth (ONS mid-2024 population estimates, single-year ages summed).
An estimated 14,100 adults in Tamworth used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 22% of adults in the West Midlands used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 63,884 adults aged 18 and over in Tamworth (ONS mid-2024 population estimates, single-year ages summed).
An estimated 5,430 adults in Tamworth held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 8.5% of adults in the West Midlands held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 63,884 adults aged 18 and over in Tamworth (ONS mid-2024 population estimates, single-year ages summed).
An estimated 16,000 adults in Tamworth had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 25% of adults in the West Midlands had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 63,884 adults aged 18 and over in Tamworth (ONS mid-2024 population estimates, single-year ages summed).
An estimated 5,750 adults in Tamworth were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 9% of adults in the West Midlands were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 63,884 adults aged 18 and over in Tamworth (ONS mid-2024 population estimates, single-year ages summed).
The estimated population aged 16 and over in Tamworth was 66,551 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.
An estimated 51,100 adults in Tamworth held at least one credit or loan product in 2024. An estimated 36,400 adults in Tamworth held a credit card in 2024. An estimated 13,400 adults in Tamworth were overdrawn on a current account in 2024.
An estimated 51,100 adults in Tamworth held at least one credit or loan product in 2024.
An estimated 36,400 adults in Tamworth held a credit card in 2024.
An estimated 13,400 adults in Tamworth were overdrawn on a current account in 2024.