Borrowing Data

Borrowing statistics in Wychavon 2026

Last updated November 2026 · Data to mid-2025 · Wychavon

Borrowing estimates for Wychavon, built from published survey rates and population figures.

90,300

Credit or loan holders

An estimated 90,300 adults in Wychavon held at least one credit or loan product in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 80% of adults in the West Midlands held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 112,926 adults aged 18 and over in Wychavon (ONS mid-2024 population estimates, single-year ages summed).

64,400

Credit card holders

An estimated 64,400 adults in Wychavon held a credit card in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 57% of adults in the West Midlands held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 112,926 adults aged 18 and over in Wychavon (ONS mid-2024 population estimates, single-year ages summed).

23,700

Overdraft users

An estimated 23,700 adults in Wychavon were overdrawn on a current account in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 21% of adults in the West Midlands were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 112,926 adults aged 18 and over in Wychavon (ONS mid-2024 population estimates, single-year ages summed).

30,500

Residential mortgage holders

An estimated 30,500 adults in Wychavon had a residential mortgage in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 27% of adults in the West Midlands had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 112,926 adults aged 18 and over in Wychavon (ONS mid-2024 population estimates, single-year ages summed).

24,800

Buy now, pay later users

An estimated 24,800 adults in Wychavon used buy now, pay later credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 22% of adults in the West Midlands used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 112,926 adults aged 18 and over in Wychavon (ONS mid-2024 population estimates, single-year ages summed).

9,600

High-cost credit users

An estimated 9,600 adults in Wychavon held high-cost credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 8.5% of adults in the West Midlands held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 112,926 adults aged 18 and over in Wychavon (ONS mid-2024 population estimates, single-year ages summed).

28,200

Low financial resilience

An estimated 28,200 adults in Wychavon had low financial resilience in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 25% of adults in the West Midlands had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 112,926 adults aged 18 and over in Wychavon (ONS mid-2024 population estimates, single-year ages summed).

10,200

In financial difficulty

An estimated 10,200 adults in Wychavon were in financial difficulty in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 9% of adults in the West Midlands were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 112,926 adults aged 18 and over in Wychavon (ONS mid-2024 population estimates, single-year ages summed).

117,074

Residents aged 16 and over

The estimated population aged 16 and over in Wychavon was 117,074 at mid-2025.

Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025

ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.

Key points

An estimated 90,300 adults in Wychavon held at least one credit or loan product in 2024. An estimated 64,400 adults in Wychavon held a credit card in 2024. An estimated 23,700 adults in Wychavon were overdrawn on a current account in 2024.

Frequently asked questions

How many adults in Wychavon held at least one credit or loan product in 2024?

An estimated 90,300 adults in Wychavon held at least one credit or loan product in 2024.

How many adults in Wychavon held a credit card in 2024?

An estimated 64,400 adults in Wychavon held a credit card in 2024.

How many adults in Wychavon were overdrawn on a current account in 2024?

An estimated 23,700 adults in Wychavon were overdrawn on a current account in 2024.