Car finance figures for Scotland, from Borrowing Data and the Office for National Statistics.
58,000
Consumer new car finance
The number of new cars bought on finance by consumers at the point of sale was 58,000 in Scotland in the 12 months to August 2026.
Source: Regional lending figures, Borrowing Data, 12 months to August 2026
Reporting lenders only; new cars bought on finance by consumers at the point of sale, 12 months to August 2026.
106,300
Consumer used car finance
The number of used cars bought on finance by consumers at the point of sale was 106,300 in Scotland in the 12 months to August 2026.
Source: Regional lending figures, Borrowing Data, 12 months to August 2026
Reporting lenders only; used cars bought on finance by consumers at the point of sale, 12 months to August 2026.
29,500
Business new car finance
The number of new cars bought on finance by businesses was 29,500 in Scotland in the 12 months to August 2026.
Source: Regional lending figures, Borrowing Data, 12 months to August 2026
Reporting lenders only; new cars bought on finance by businesses, 12 months to August 2026.
4,640
Business used car finance
The number of used cars bought on finance by businesses was 4,640 in Scotland in the 12 months to August 2026.
Source: Regional lending figures, Borrowing Data, 12 months to August 2026
Reporting lenders only; used cars bought on finance by businesses, 12 months to August 2026.
£1,720m
Consumer new car advances
The value of advances for new cars bought on finance by consumers at the point of sale was £1,720 million in Scotland in the 12 months to August 2026.
Source: Regional lending figures, Borrowing Data, 12 months to August 2026
Reporting lenders only; value of advances for new cars bought on finance by consumers at the point of sale, 12 months to August 2026.
£1,730m
Consumer used car advances
The value of advances for used cars bought on finance by consumers at the point of sale was £1,730 million in Scotland in the 12 months to August 2026.
Source: Regional lending figures, Borrowing Data, 12 months to August 2026
Reporting lenders only; value of advances for used cars bought on finance by consumers at the point of sale, 12 months to August 2026.
3,380
Consumer new cars, monthly
The number of new cars bought on finance by consumers at the point of sale was 3,380 in Scotland in August 2026.
Source: Regional lending figures, Borrowing Data, August 2026
Reporting lenders only; new cars bought on finance by consumers at the point of sale, August 2026.
8,540
Consumer used cars, monthly
The number of used cars bought on finance by consumers at the point of sale was 8,540 in Scotland in August 2026.
Source: Regional lending figures, Borrowing Data, August 2026
Reporting lenders only; used cars bought on finance by consumers at the point of sale, August 2026.
4,667,501
Residents aged 16 and over
The estimated population aged 16 and over in Scotland was 4,667,501 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-year population estimates as returned by the Nomis 'Aged 16+' category, rebased to Census 2021 and 2022 where applicable. Usual residents.
Frequently asked questions
How many new cars were bought on finance by consumers at the point of sale in Scotland in the 12 months to August 2026?
The number of new cars bought on finance by consumers at the point of sale was 58,000 in Scotland in the 12 months to August 2026.
How many used cars were bought on finance by consumers at the point of sale in Scotland in the 12 months to August 2026?
The number of used cars bought on finance by consumers at the point of sale was 106,300 in Scotland in the 12 months to August 2026.
How many new cars were bought on finance by businesses in Scotland in the 12 months to August 2026?
The number of new cars bought on finance by businesses was 29,500 in Scotland in the 12 months to August 2026.