Borrowing estimates for Newry, Mourne and Down, built from published survey rates and population figures.
115,000
Credit or loan holders
An estimated 115,000 adults in Newry, Mourne and Down held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 83% of adults in Northern Ireland held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 138,142 adults aged 18 and over in Newry, Mourne and Down (ONS mid-2024 population estimates, single-year ages summed).
85,600
Credit card holders
An estimated 85,600 adults in Newry, Mourne and Down held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 62% of adults in Northern Ireland held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 138,142 adults aged 18 and over in Newry, Mourne and Down (ONS mid-2024 population estimates, single-year ages summed).
27,600
Overdraft users
An estimated 27,600 adults in Newry, Mourne and Down were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 20% of adults in Northern Ireland were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 138,142 adults aged 18 and over in Newry, Mourne and Down (ONS mid-2024 population estimates, single-year ages summed).
42,800
Residential mortgage holders
An estimated 42,800 adults in Newry, Mourne and Down had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 31% of adults in Northern Ireland had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 138,142 adults aged 18 and over in Newry, Mourne and Down (ONS mid-2024 population estimates, single-year ages summed).
29,000
Buy now, pay later users
An estimated 29,000 adults in Newry, Mourne and Down used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 21% of adults in Northern Ireland used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 138,142 adults aged 18 and over in Newry, Mourne and Down (ONS mid-2024 population estimates, single-year ages summed).
9,120
High-cost credit users
An estimated 9,120 adults in Newry, Mourne and Down held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 6.6% of adults in Northern Ireland held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 138,142 adults aged 18 and over in Newry, Mourne and Down (ONS mid-2024 population estimates, single-year ages summed).
37,300
Low financial resilience
An estimated 37,300 adults in Newry, Mourne and Down had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 27% of adults in Northern Ireland had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 138,142 adults aged 18 and over in Newry, Mourne and Down (ONS mid-2024 population estimates, single-year ages summed).
12,400
In financial difficulty
An estimated 12,400 adults in Newry, Mourne and Down were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 9% of adults in Northern Ireland were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 138,142 adults aged 18 and over in Newry, Mourne and Down (ONS mid-2024 population estimates, single-year ages summed).
143,861
Residents aged 16 and over
The estimated population aged 16 and over in Newry, Mourne and Down was 143,861 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.
Frequently asked questions
How many adults in Newry, Mourne and Down held at least one credit or loan product in 2024?
An estimated 115,000 adults in Newry, Mourne and Down held at least one credit or loan product in 2024.
How many adults in Newry, Mourne and Down held a credit card in 2024?
An estimated 85,600 adults in Newry, Mourne and Down held a credit card in 2024.
How many adults in Newry, Mourne and Down were overdrawn on a current account in 2024?
An estimated 27,600 adults in Newry, Mourne and Down were overdrawn on a current account in 2024.