Borrowing Data

Borrowing statistics in Fermanagh and Omagh 2026

Last updated November 2026 · Data to mid-2025 · Fermanagh and Omagh

Borrowing estimates for Fermanagh and Omagh, built from published survey rates and population figures.

74,600

Credit or loan holders

An estimated 74,600 adults in Fermanagh and Omagh held at least one credit or loan product in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 83% of adults in Northern Ireland held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 89,895 adults aged 18 and over in Fermanagh and Omagh (ONS mid-2024 population estimates, single-year ages summed).

55,700

Credit card holders

An estimated 55,700 adults in Fermanagh and Omagh held a credit card in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 62% of adults in Northern Ireland held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 89,895 adults aged 18 and over in Fermanagh and Omagh (ONS mid-2024 population estimates, single-year ages summed).

18,000

Overdraft users

An estimated 18,000 adults in Fermanagh and Omagh were overdrawn on a current account in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 20% of adults in Northern Ireland were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 89,895 adults aged 18 and over in Fermanagh and Omagh (ONS mid-2024 population estimates, single-year ages summed).

27,900

Residential mortgage holders

An estimated 27,900 adults in Fermanagh and Omagh had a residential mortgage in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 31% of adults in Northern Ireland had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 89,895 adults aged 18 and over in Fermanagh and Omagh (ONS mid-2024 population estimates, single-year ages summed).

18,900

Buy now, pay later users

An estimated 18,900 adults in Fermanagh and Omagh used buy now, pay later credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 21% of adults in Northern Ireland used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 89,895 adults aged 18 and over in Fermanagh and Omagh (ONS mid-2024 population estimates, single-year ages summed).

5,930

High-cost credit users

An estimated 5,930 adults in Fermanagh and Omagh held high-cost credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 6.6% of adults in Northern Ireland held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 89,895 adults aged 18 and over in Fermanagh and Omagh (ONS mid-2024 population estimates, single-year ages summed).

24,300

Low financial resilience

An estimated 24,300 adults in Fermanagh and Omagh had low financial resilience in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 27% of adults in Northern Ireland had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 89,895 adults aged 18 and over in Fermanagh and Omagh (ONS mid-2024 population estimates, single-year ages summed).

8,090

In financial difficulty

An estimated 8,090 adults in Fermanagh and Omagh were in financial difficulty in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 9% of adults in Northern Ireland were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 89,895 adults aged 18 and over in Fermanagh and Omagh (ONS mid-2024 population estimates, single-year ages summed).

93,500

Residents aged 16 and over

The estimated population aged 16 and over in Fermanagh and Omagh was 93,500 at mid-2025.

Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025

ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.

Key points

An estimated 74,600 adults in Fermanagh and Omagh held at least one credit or loan product in 2024. An estimated 55,700 adults in Fermanagh and Omagh held a credit card in 2024. An estimated 18,000 adults in Fermanagh and Omagh were overdrawn on a current account in 2024.

Frequently asked questions

How many adults in Fermanagh and Omagh held at least one credit or loan product in 2024?

An estimated 74,600 adults in Fermanagh and Omagh held at least one credit or loan product in 2024.

How many adults in Fermanagh and Omagh held a credit card in 2024?

An estimated 55,700 adults in Fermanagh and Omagh held a credit card in 2024.

How many adults in Fermanagh and Omagh were overdrawn on a current account in 2024?

An estimated 18,000 adults in Fermanagh and Omagh were overdrawn on a current account in 2024.