Borrowing Data

Borrowing statistics in Mid and East Antrim 2026

Last updated November 2026 · Data to mid-2025 · Mid and East Antrim

Borrowing estimates for Mid and East Antrim, built from published survey rates and population figures.

92,100

Credit or loan holders

An estimated 92,100 adults in Mid and East Antrim held at least one credit or loan product in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 83% of adults in Northern Ireland held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 110,926 adults aged 18 and over in Mid and East Antrim (ONS mid-2024 population estimates, single-year ages summed).

68,800

Credit card holders

An estimated 68,800 adults in Mid and East Antrim held a credit card in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 62% of adults in Northern Ireland held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 110,926 adults aged 18 and over in Mid and East Antrim (ONS mid-2024 population estimates, single-year ages summed).

22,200

Overdraft users

An estimated 22,200 adults in Mid and East Antrim were overdrawn on a current account in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 20% of adults in Northern Ireland were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 110,926 adults aged 18 and over in Mid and East Antrim (ONS mid-2024 population estimates, single-year ages summed).

34,400

Residential mortgage holders

An estimated 34,400 adults in Mid and East Antrim had a residential mortgage in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 31% of adults in Northern Ireland had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 110,926 adults aged 18 and over in Mid and East Antrim (ONS mid-2024 population estimates, single-year ages summed).

23,300

Buy now, pay later users

An estimated 23,300 adults in Mid and East Antrim used buy now, pay later credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 21% of adults in Northern Ireland used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 110,926 adults aged 18 and over in Mid and East Antrim (ONS mid-2024 population estimates, single-year ages summed).

7,320

High-cost credit users

An estimated 7,320 adults in Mid and East Antrim held high-cost credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 6.6% of adults in Northern Ireland held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 110,926 adults aged 18 and over in Mid and East Antrim (ONS mid-2024 population estimates, single-year ages summed).

30,000

Low financial resilience

An estimated 30,000 adults in Mid and East Antrim had low financial resilience in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 27% of adults in Northern Ireland had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 110,926 adults aged 18 and over in Mid and East Antrim (ONS mid-2024 population estimates, single-year ages summed).

9,980

In financial difficulty

An estimated 9,980 adults in Mid and East Antrim were in financial difficulty in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 9% of adults in Northern Ireland were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 110,926 adults aged 18 and over in Mid and East Antrim (ONS mid-2024 population estimates, single-year ages summed).

114,796

Residents aged 16 and over

The estimated population aged 16 and over in Mid and East Antrim was 114,796 at mid-2025.

Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025

ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.

Key points

An estimated 92,100 adults in Mid and East Antrim held at least one credit or loan product in 2024. An estimated 68,800 adults in Mid and East Antrim held a credit card in 2024. An estimated 22,200 adults in Mid and East Antrim were overdrawn on a current account in 2024.

Frequently asked questions

How many adults in Mid and East Antrim held at least one credit or loan product in 2024?

An estimated 92,100 adults in Mid and East Antrim held at least one credit or loan product in 2024.

How many adults in Mid and East Antrim held a credit card in 2024?

An estimated 68,800 adults in Mid and East Antrim held a credit card in 2024.

How many adults in Mid and East Antrim were overdrawn on a current account in 2024?

An estimated 22,200 adults in Mid and East Antrim were overdrawn on a current account in 2024.