Borrowing estimates for Lisburn and Castlereagh, built from published survey rates and population figures.
97,600
Credit or loan holders
An estimated 97,600 adults in Lisburn and Castlereagh held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 83% of adults in Northern Ireland held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 117,616 adults aged 18 and over in Lisburn and Castlereagh (ONS mid-2024 population estimates, single-year ages summed).
72,900
Credit card holders
An estimated 72,900 adults in Lisburn and Castlereagh held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 62% of adults in Northern Ireland held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 117,616 adults aged 18 and over in Lisburn and Castlereagh (ONS mid-2024 population estimates, single-year ages summed).
23,500
Overdraft users
An estimated 23,500 adults in Lisburn and Castlereagh were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 20% of adults in Northern Ireland were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 117,616 adults aged 18 and over in Lisburn and Castlereagh (ONS mid-2024 population estimates, single-year ages summed).
36,500
Residential mortgage holders
An estimated 36,500 adults in Lisburn and Castlereagh had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 31% of adults in Northern Ireland had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 117,616 adults aged 18 and over in Lisburn and Castlereagh (ONS mid-2024 population estimates, single-year ages summed).
24,700
Buy now, pay later users
An estimated 24,700 adults in Lisburn and Castlereagh used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 21% of adults in Northern Ireland used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 117,616 adults aged 18 and over in Lisburn and Castlereagh (ONS mid-2024 population estimates, single-year ages summed).
7,760
High-cost credit users
An estimated 7,760 adults in Lisburn and Castlereagh held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 6.6% of adults in Northern Ireland held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 117,616 adults aged 18 and over in Lisburn and Castlereagh (ONS mid-2024 population estimates, single-year ages summed).
31,800
Low financial resilience
An estimated 31,800 adults in Lisburn and Castlereagh had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 27% of adults in Northern Ireland had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 117,616 adults aged 18 and over in Lisburn and Castlereagh (ONS mid-2024 population estimates, single-year ages summed).
10,600
In financial difficulty
An estimated 10,600 adults in Lisburn and Castlereagh were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 9% of adults in Northern Ireland were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 117,616 adults aged 18 and over in Lisburn and Castlereagh (ONS mid-2024 population estimates, single-year ages summed).
122,356
Residents aged 16 and over
The estimated population aged 16 and over in Lisburn and Castlereagh was 122,356 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.