Borrowing Data

Mortgage statistics in the East of England 2026

Last updated November 2026 · Data to August 2026 · East of England

Mortgage figures for the East of England, from the Financial Conduct Authority and the ONS.

£337,848

Average house price Aug 2026

The average house price in East of England was £337,848 in August 2026.

Source: UK House Price Index: monthly price statistics, worksheet 2 (average price, countries and regions), Office for National Statistics, August 2026

UK House Price Index, all property types, not seasonally adjusted. August values for each year are taken from the October 2026 edition, so earlier years show revised figures. Northern Ireland is quarterly and is not shown as a monthly series here. Marked [p] (provisional) by the publisher.

31%

Adults with a residential mortgage

In 2024, 31 per cent of adults in the East of England had a residential mortgage on the property they lived in.

Source: Financial Lives 2024 survey: Annex A (Product holdings), Financial Conduct Authority, 2024

Survey estimate, base all UK adults; fieldwork 5 February to 16 June 2024; unweighted base 1435

23%

Mortgage debt four times income

In 2024, 23 per cent of adults in the East of England with a residential or lifetime mortgage had mortgage debt of at least four times their annual household income.

Source: Financial Lives 2024 survey: Mortgages (slide-based report), Financial Conduct Authority, 2024

Survey estimate, base UK adults with a residential or lifetime mortgage, excluding don't know and prefer not to say; fieldwork 5 February to 16 June 2024

72.45%

Median loan-to-value ratio

The median loan-to-value ratio on new regulated mortgage sales in the East of England was 72.45 per cent in the fourth quarter of 2025.

Source: Mortgages Product Sales Data (PSD) quarterly 2025 tables, Financial Conduct Authority, Q4 2025

New regulated mortgage sales by postcode region; excludes internal product transfers, further advances and second charge.

£247,795

Median loan amount Q4 2025

The median loan amount on new regulated mortgage sales in the East of England was £247,795 in the fourth quarter of 2025.

Source: Mortgages Product Sales Data (PSD) quarterly 2025 tables, Financial Conduct Authority, Q4 2025

New regulated mortgage sales by postcode region; excludes internal product transfers, further advances and second charge.

£210,597

Median loan amount Q4 2021

The median loan amount on new regulated mortgage sales in the East of England was £210,597 in the fourth quarter of 2021.

Source: Mortgages Product Sales Data (PSD) quarterly 2025 tables, Financial Conduct Authority, Q4 2021

New regulated mortgage sales by postcode region; excludes internal product transfers, further advances and second charge.

£344,145

Average house price Aug 2022

The average house price in East of England was £344,145 in August 2022.

Source: UK House Price Index: monthly price statistics, worksheet 2 (average price, countries and regions), Office for National Statistics, August 2022

UK House Price Index, all property types, not seasonally adjusted. August values for each year are taken from the October 2026 edition, so earlier years show revised figures. Northern Ireland is quarterly and is not shown as a monthly series here.

£287,428

Average house price Aug 2019

The average house price in East of England was £287,428 in August 2019.

Source: UK House Price Index: monthly price statistics, worksheet 2 (average price, countries and regions), Office for National Statistics, August 2019

UK House Price Index, all property types, not seasonally adjusted. August values for each year are taken from the October 2026 edition, so earlier years show revised figures. Northern Ireland is quarterly and is not shown as a monthly series here.

Key points

The average house price in East of England was £337,848 in August 2026. In 2024, 31 per cent of adults in the East of England had a residential mortgage on the property they lived in. In 2024, 23 per cent of adults in the East of England with a residential or lifetime mortgage had mortgage debt of at least four times their annual household income.

Frequently asked questions

What was the average house price in the East of England in August 2026?

The average house price in East of England was £337,848 in August 2026.

What share of adults in the East of England had a residential mortgage in 2024?

In 2024, 31 per cent of adults in the East of England had a residential mortgage on the property they lived in.

What share of mortgage holders in the East of England had mortgage debt of at least four times their income in 2024?

In 2024, 23 per cent of adults in the East of England with a residential or lifetime mortgage had mortgage debt of at least four times their annual household income.