Borrowing Data

Borrowing statistics in Wyre 2026

Last updated November 2026 · Data to mid-2025 · Wyre

Borrowing estimates for Wyre, built from published survey rates and population figures.

81,100

Credit or loan holders

An estimated 81,100 adults in Wyre held at least one credit or loan product in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 83% of adults in the North West held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 97,702 adults aged 18 and over in Wyre (ONS mid-2024 population estimates, single-year ages summed).

61,600

Credit card holders

An estimated 61,600 adults in Wyre held a credit card in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 63% of adults in the North West held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 97,702 adults aged 18 and over in Wyre (ONS mid-2024 population estimates, single-year ages summed).

23,400

Overdraft users

An estimated 23,400 adults in Wyre were overdrawn on a current account in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 24% of adults in the North West were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 97,702 adults aged 18 and over in Wyre (ONS mid-2024 population estimates, single-year ages summed).

25,400

Residential mortgage holders

An estimated 25,400 adults in Wyre had a residential mortgage in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 26% of adults in the North West had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 97,702 adults aged 18 and over in Wyre (ONS mid-2024 population estimates, single-year ages summed).

22,500

Buy now, pay later users

An estimated 22,500 adults in Wyre used buy now, pay later credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 23% of adults in the North West used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 97,702 adults aged 18 and over in Wyre (ONS mid-2024 population estimates, single-year ages summed).

7,620

High-cost credit users

An estimated 7,620 adults in Wyre held high-cost credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 7.8% of adults in the North West held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 97,702 adults aged 18 and over in Wyre (ONS mid-2024 population estimates, single-year ages summed).

27,400

Low financial resilience

An estimated 27,400 adults in Wyre had low financial resilience in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 28% of adults in the North West had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 97,702 adults aged 18 and over in Wyre (ONS mid-2024 population estimates, single-year ages summed).

9,770

In financial difficulty

An estimated 9,770 adults in Wyre were in financial difficulty in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 10% of adults in the North West were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 97,702 adults aged 18 and over in Wyre (ONS mid-2024 population estimates, single-year ages summed).

102,448

Residents aged 16 and over

The estimated population aged 16 and over in Wyre was 102,448 at mid-2025.

Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025

ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.

Key points

An estimated 81,100 adults in Wyre held at least one credit or loan product in 2024. An estimated 61,600 adults in Wyre held a credit card in 2024. An estimated 23,400 adults in Wyre were overdrawn on a current account in 2024.

Frequently asked questions

How many adults in Wyre held at least one credit or loan product in 2024?

An estimated 81,100 adults in Wyre held at least one credit or loan product in 2024.

How many adults in Wyre held a credit card in 2024?

An estimated 61,600 adults in Wyre held a credit card in 2024.

How many adults in Wyre were overdrawn on a current account in 2024?

An estimated 23,400 adults in Wyre were overdrawn on a current account in 2024.