Borrowing estimates for Hyndburn, built from published survey rates and population figures.
55,300
Credit or loan holders
An estimated 55,300 adults in Hyndburn held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 83% of adults in the North West held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 66,591 adults aged 18 and over in Hyndburn (ONS mid-2024 population estimates, single-year ages summed).
42,000
Credit card holders
An estimated 42,000 adults in Hyndburn held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 63% of adults in the North West held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 66,591 adults aged 18 and over in Hyndburn (ONS mid-2024 population estimates, single-year ages summed).
16,000
Overdraft users
An estimated 16,000 adults in Hyndburn were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 24% of adults in the North West were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 66,591 adults aged 18 and over in Hyndburn (ONS mid-2024 population estimates, single-year ages summed).
17,300
Residential mortgage holders
An estimated 17,300 adults in Hyndburn had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 26% of adults in the North West had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 66,591 adults aged 18 and over in Hyndburn (ONS mid-2024 population estimates, single-year ages summed).
15,300
Buy now, pay later users
An estimated 15,300 adults in Hyndburn used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 23% of adults in the North West used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 66,591 adults aged 18 and over in Hyndburn (ONS mid-2024 population estimates, single-year ages summed).
5,190
High-cost credit users
An estimated 5,190 adults in Hyndburn held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 7.8% of adults in the North West held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 66,591 adults aged 18 and over in Hyndburn (ONS mid-2024 population estimates, single-year ages summed).
18,600
Low financial resilience
An estimated 18,600 adults in Hyndburn had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 28% of adults in the North West had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 66,591 adults aged 18 and over in Hyndburn (ONS mid-2024 population estimates, single-year ages summed).
6,660
In financial difficulty
An estimated 6,660 adults in Hyndburn were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 10% of adults in the North West were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 66,591 adults aged 18 and over in Hyndburn (ONS mid-2024 population estimates, single-year ages summed).
69,843
Residents aged 16 and over
The estimated population aged 16 and over in Hyndburn was 69,843 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.