Borrowing Data

Borrowing statistics in Blackpool 2026

Last updated November 2026 · Data to mid-2025 · Blackpool

Borrowing estimates for Blackpool, built from published survey rates and population figures.

95,400

Credit or loan holders

An estimated 95,400 adults in Blackpool held at least one credit or loan product in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 83% of adults in the North West held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 114,889 adults aged 18 and over in Blackpool (ONS mid-2024 population estimates, single-year ages summed).

72,400

Credit card holders

An estimated 72,400 adults in Blackpool held a credit card in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 63% of adults in the North West held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 114,889 adults aged 18 and over in Blackpool (ONS mid-2024 population estimates, single-year ages summed).

27,600

Overdraft users

An estimated 27,600 adults in Blackpool were overdrawn on a current account in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 24% of adults in the North West were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 114,889 adults aged 18 and over in Blackpool (ONS mid-2024 population estimates, single-year ages summed).

29,900

Residential mortgage holders

An estimated 29,900 adults in Blackpool had a residential mortgage in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 26% of adults in the North West had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 114,889 adults aged 18 and over in Blackpool (ONS mid-2024 population estimates, single-year ages summed).

26,400

Buy now, pay later users

An estimated 26,400 adults in Blackpool used buy now, pay later credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 23% of adults in the North West used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 114,889 adults aged 18 and over in Blackpool (ONS mid-2024 population estimates, single-year ages summed).

8,960

High-cost credit users

An estimated 8,960 adults in Blackpool held high-cost credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 7.8% of adults in the North West held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 114,889 adults aged 18 and over in Blackpool (ONS mid-2024 population estimates, single-year ages summed).

32,200

Low financial resilience

An estimated 32,200 adults in Blackpool had low financial resilience in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 28% of adults in the North West had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 114,889 adults aged 18 and over in Blackpool (ONS mid-2024 population estimates, single-year ages summed).

11,500

In financial difficulty

An estimated 11,500 adults in Blackpool were in financial difficulty in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 10% of adults in the North West were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 114,889 adults aged 18 and over in Blackpool (ONS mid-2024 population estimates, single-year ages summed).

118,538

Residents aged 16 and over

The estimated population aged 16 and over in Blackpool was 118,538 at mid-2025.

Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025

ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.

Key points

An estimated 95,400 adults in Blackpool held at least one credit or loan product in 2024. An estimated 72,400 adults in Blackpool held a credit card in 2024. An estimated 27,600 adults in Blackpool were overdrawn on a current account in 2024.

Frequently asked questions

How many adults in Blackpool held at least one credit or loan product in 2024?

An estimated 95,400 adults in Blackpool held at least one credit or loan product in 2024.

How many adults in Blackpool held a credit card in 2024?

An estimated 72,400 adults in Blackpool held a credit card in 2024.

How many adults in Blackpool were overdrawn on a current account in 2024?

An estimated 27,600 adults in Blackpool were overdrawn on a current account in 2024.