Borrowing estimates for the Vale of Glamorgan, built from published survey rates and population figures.
An estimated 90,200 adults in the Vale of Glamorgan held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 84% of adults in Wales held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 107,338 adults aged 18 and over in the Vale of Glamorgan (ONS mid-2024 population estimates, single-year ages summed).
An estimated 65,500 adults in the Vale of Glamorgan held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 61% of adults in Wales held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 107,338 adults aged 18 and over in the Vale of Glamorgan (ONS mid-2024 population estimates, single-year ages summed).
An estimated 25,800 adults in the Vale of Glamorgan were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 24% of adults in Wales were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 107,338 adults aged 18 and over in the Vale of Glamorgan (ONS mid-2024 population estimates, single-year ages summed).
An estimated 27,900 adults in the Vale of Glamorgan had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 26% of adults in Wales had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 107,338 adults aged 18 and over in the Vale of Glamorgan (ONS mid-2024 population estimates, single-year ages summed).
An estimated 24,700 adults in the Vale of Glamorgan used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 23% of adults in Wales used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 107,338 adults aged 18 and over in the Vale of Glamorgan (ONS mid-2024 population estimates, single-year ages summed).
An estimated 7,840 adults in the Vale of Glamorgan held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 7.3% of adults in Wales held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 107,338 adults aged 18 and over in the Vale of Glamorgan (ONS mid-2024 population estimates, single-year ages summed).
An estimated 26,800 adults in the Vale of Glamorgan had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 25% of adults in Wales had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 107,338 adults aged 18 and over in the Vale of Glamorgan (ONS mid-2024 population estimates, single-year ages summed).
An estimated 9,660 adults in the Vale of Glamorgan were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 9% of adults in Wales were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 107,338 adults aged 18 and over in the Vale of Glamorgan (ONS mid-2024 population estimates, single-year ages summed).
The estimated population aged 16 and over in the Vale of Glamorgan was 111,365 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.
An estimated 90,200 adults in the Vale of Glamorgan held at least one credit or loan product in 2024. An estimated 65,500 adults in the Vale of Glamorgan held a credit card in 2024. An estimated 25,800 adults in the Vale of Glamorgan were overdrawn on a current account in 2024.
An estimated 90,200 adults in the Vale of Glamorgan held at least one credit or loan product in 2024.
An estimated 65,500 adults in the Vale of Glamorgan held a credit card in 2024.
An estimated 25,800 adults in the Vale of Glamorgan were overdrawn on a current account in 2024.