Borrowing estimates for Caerphilly, built from published survey rates and population figures.
An estimated 118,000 adults in Caerphilly held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 84% of adults in Wales held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 140,536 adults aged 18 and over in Caerphilly (ONS mid-2024 population estimates, single-year ages summed).
An estimated 85,700 adults in Caerphilly held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 61% of adults in Wales held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 140,536 adults aged 18 and over in Caerphilly (ONS mid-2024 population estimates, single-year ages summed).
An estimated 33,700 adults in Caerphilly were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 24% of adults in Wales were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 140,536 adults aged 18 and over in Caerphilly (ONS mid-2024 population estimates, single-year ages summed).
An estimated 36,500 adults in Caerphilly had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 26% of adults in Wales had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 140,536 adults aged 18 and over in Caerphilly (ONS mid-2024 population estimates, single-year ages summed).
An estimated 32,300 adults in Caerphilly used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 23% of adults in Wales used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 140,536 adults aged 18 and over in Caerphilly (ONS mid-2024 population estimates, single-year ages summed).
An estimated 10,300 adults in Caerphilly held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 7.3% of adults in Wales held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 140,536 adults aged 18 and over in Caerphilly (ONS mid-2024 population estimates, single-year ages summed).
An estimated 35,100 adults in Caerphilly had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 25% of adults in Wales had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 140,536 adults aged 18 and over in Caerphilly (ONS mid-2024 population estimates, single-year ages summed).
An estimated 12,600 adults in Caerphilly were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 9% of adults in Wales were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 140,536 adults aged 18 and over in Caerphilly (ONS mid-2024 population estimates, single-year ages summed).
The estimated population aged 16 and over in Caerphilly was 145,258 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.
An estimated 118,000 adults in Caerphilly held at least one credit or loan product in 2024. An estimated 85,700 adults in Caerphilly held a credit card in 2024. An estimated 33,700 adults in Caerphilly were overdrawn on a current account in 2024.
An estimated 118,000 adults in Caerphilly held at least one credit or loan product in 2024.
An estimated 85,700 adults in Caerphilly held a credit card in 2024.
An estimated 33,700 adults in Caerphilly were overdrawn on a current account in 2024.