Borrowing Data

Borrowing statistics in Bridgend 2026

Last updated November 2026 · Data to mid-2025 · Bridgend

Borrowing estimates for Bridgend, built from published survey rates and population figures.

99,400

Credit or loan holders

An estimated 99,400 adults in Bridgend held at least one credit or loan product in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 84% of adults in Wales held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 118,387 adults aged 18 and over in Bridgend (ONS mid-2024 population estimates, single-year ages summed).

72,200

Credit card holders

An estimated 72,200 adults in Bridgend held a credit card in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 61% of adults in Wales held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 118,387 adults aged 18 and over in Bridgend (ONS mid-2024 population estimates, single-year ages summed).

28,400

Overdraft users

An estimated 28,400 adults in Bridgend were overdrawn on a current account in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 24% of adults in Wales were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 118,387 adults aged 18 and over in Bridgend (ONS mid-2024 population estimates, single-year ages summed).

30,800

Residential mortgage holders

An estimated 30,800 adults in Bridgend had a residential mortgage in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 26% of adults in Wales had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 118,387 adults aged 18 and over in Bridgend (ONS mid-2024 population estimates, single-year ages summed).

27,200

Buy now, pay later users

An estimated 27,200 adults in Bridgend used buy now, pay later credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 23% of adults in Wales used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 118,387 adults aged 18 and over in Bridgend (ONS mid-2024 population estimates, single-year ages summed).

8,640

High-cost credit users

An estimated 8,640 adults in Bridgend held high-cost credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 7.3% of adults in Wales held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 118,387 adults aged 18 and over in Bridgend (ONS mid-2024 population estimates, single-year ages summed).

29,600

Low financial resilience

An estimated 29,600 adults in Bridgend had low financial resilience in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 25% of adults in Wales had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 118,387 adults aged 18 and over in Bridgend (ONS mid-2024 population estimates, single-year ages summed).

10,700

In financial difficulty

An estimated 10,700 adults in Bridgend were in financial difficulty in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 9% of adults in Wales were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 118,387 adults aged 18 and over in Bridgend (ONS mid-2024 population estimates, single-year ages summed).

122,098

Residents aged 16 and over

The estimated population aged 16 and over in Bridgend was 122,098 at mid-2025.

Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025

ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.

Key points

An estimated 99,400 adults in Bridgend held at least one credit or loan product in 2024. An estimated 72,200 adults in Bridgend held a credit card in 2024. An estimated 28,400 adults in Bridgend were overdrawn on a current account in 2024.

Frequently asked questions

How many adults in Bridgend held at least one credit or loan product in 2024?

An estimated 99,400 adults in Bridgend held at least one credit or loan product in 2024.

How many adults in Bridgend held a credit card in 2024?

An estimated 72,200 adults in Bridgend held a credit card in 2024.

How many adults in Bridgend were overdrawn on a current account in 2024?

An estimated 28,400 adults in Bridgend were overdrawn on a current account in 2024.