Borrowing estimates for Bridgend, built from published survey rates and population figures.
99,400
Credit or loan holders
An estimated 99,400 adults in Bridgend held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 84% of adults in Wales held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 118,387 adults aged 18 and over in Bridgend (ONS mid-2024 population estimates, single-year ages summed).
72,200
Credit card holders
An estimated 72,200 adults in Bridgend held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 61% of adults in Wales held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 118,387 adults aged 18 and over in Bridgend (ONS mid-2024 population estimates, single-year ages summed).
28,400
Overdraft users
An estimated 28,400 adults in Bridgend were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 24% of adults in Wales were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 118,387 adults aged 18 and over in Bridgend (ONS mid-2024 population estimates, single-year ages summed).
30,800
Residential mortgage holders
An estimated 30,800 adults in Bridgend had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 26% of adults in Wales had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 118,387 adults aged 18 and over in Bridgend (ONS mid-2024 population estimates, single-year ages summed).
27,200
Buy now, pay later users
An estimated 27,200 adults in Bridgend used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 23% of adults in Wales used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 118,387 adults aged 18 and over in Bridgend (ONS mid-2024 population estimates, single-year ages summed).
8,640
High-cost credit users
An estimated 8,640 adults in Bridgend held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 7.3% of adults in Wales held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 118,387 adults aged 18 and over in Bridgend (ONS mid-2024 population estimates, single-year ages summed).
29,600
Low financial resilience
An estimated 29,600 adults in Bridgend had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 25% of adults in Wales had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 118,387 adults aged 18 and over in Bridgend (ONS mid-2024 population estimates, single-year ages summed).
10,700
In financial difficulty
An estimated 10,700 adults in Bridgend were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 9% of adults in Wales were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 118,387 adults aged 18 and over in Bridgend (ONS mid-2024 population estimates, single-year ages summed).
122,098
Residents aged 16 and over
The estimated population aged 16 and over in Bridgend was 122,098 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.