Borrowing estimates for Dudley, built from published survey rates and population figures.
An estimated 209,000 adults in Dudley held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 80% of adults in the West Midlands held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 260,658 adults aged 18 and over in Dudley (ONS mid-2024 population estimates, single-year ages summed).
An estimated 149,000 adults in Dudley held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 57% of adults in the West Midlands held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 260,658 adults aged 18 and over in Dudley (ONS mid-2024 population estimates, single-year ages summed).
An estimated 54,700 adults in Dudley were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 21% of adults in the West Midlands were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 260,658 adults aged 18 and over in Dudley (ONS mid-2024 population estimates, single-year ages summed).
An estimated 70,400 adults in Dudley had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 27% of adults in the West Midlands had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 260,658 adults aged 18 and over in Dudley (ONS mid-2024 population estimates, single-year ages summed).
An estimated 57,300 adults in Dudley used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 22% of adults in the West Midlands used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 260,658 adults aged 18 and over in Dudley (ONS mid-2024 population estimates, single-year ages summed).
An estimated 22,200 adults in Dudley held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 8.5% of adults in the West Midlands held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 260,658 adults aged 18 and over in Dudley (ONS mid-2024 population estimates, single-year ages summed).
An estimated 65,200 adults in Dudley had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 25% of adults in the West Midlands had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 260,658 adults aged 18 and over in Dudley (ONS mid-2024 population estimates, single-year ages summed).
An estimated 23,500 adults in Dudley were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 9% of adults in the West Midlands were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 260,658 adults aged 18 and over in Dudley (ONS mid-2024 population estimates, single-year ages summed).
The estimated population aged 16 and over in Dudley was 270,794 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.
An estimated 209,000 adults in Dudley held at least one credit or loan product in 2024. An estimated 149,000 adults in Dudley held a credit card in 2024. An estimated 54,700 adults in Dudley were overdrawn on a current account in 2024.
An estimated 209,000 adults in Dudley held at least one credit or loan product in 2024.
An estimated 149,000 adults in Dudley held a credit card in 2024.
An estimated 54,700 adults in Dudley were overdrawn on a current account in 2024.