Borrowing Data

Borrowing statistics in Stevenage 2026

Last updated November 2026 · Data to mid-2025 · Stevenage

Borrowing estimates for Stevenage, built from published survey rates and population figures.

60,800

Credit or loan holders

An estimated 60,800 adults in Stevenage held at least one credit or loan product in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 86% of adults in the East of England held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 70,697 adults aged 18 and over in Stevenage (ONS mid-2024 population estimates, single-year ages summed).

48,800

Credit card holders

An estimated 48,800 adults in Stevenage held a credit card in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 69% of adults in the East of England held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 70,697 adults aged 18 and over in Stevenage (ONS mid-2024 population estimates, single-year ages summed).

14,800

Overdraft users

An estimated 14,800 adults in Stevenage were overdrawn on a current account in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 21% of adults in the East of England were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 70,697 adults aged 18 and over in Stevenage (ONS mid-2024 population estimates, single-year ages summed).

21,900

Residential mortgage holders

An estimated 21,900 adults in Stevenage had a residential mortgage in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 31% of adults in the East of England had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 70,697 adults aged 18 and over in Stevenage (ONS mid-2024 population estimates, single-year ages summed).

13,400

Buy now, pay later users

An estimated 13,400 adults in Stevenage used buy now, pay later credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 19% of adults in the East of England used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 70,697 adults aged 18 and over in Stevenage (ONS mid-2024 population estimates, single-year ages summed).

4,100

High-cost credit users

An estimated 4,100 adults in Stevenage held high-cost credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 5.8% of adults in the East of England held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 70,697 adults aged 18 and over in Stevenage (ONS mid-2024 population estimates, single-year ages summed).

14,100

Low financial resilience

An estimated 14,100 adults in Stevenage had low financial resilience in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 20% of adults in the East of England had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 70,697 adults aged 18 and over in Stevenage (ONS mid-2024 population estimates, single-year ages summed).

4,240

In financial difficulty

An estimated 4,240 adults in Stevenage were in financial difficulty in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 6% of adults in the East of England were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 70,697 adults aged 18 and over in Stevenage (ONS mid-2024 population estimates, single-year ages summed).

73,734

Residents aged 16 and over

The estimated population aged 16 and over in Stevenage was 73,734 at mid-2025.

Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025

ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.

Key points

An estimated 60,800 adults in Stevenage held at least one credit or loan product in 2024. An estimated 48,800 adults in Stevenage held a credit card in 2024. An estimated 14,800 adults in Stevenage were overdrawn on a current account in 2024.

Frequently asked questions

How many adults in Stevenage held at least one credit or loan product in 2024?

An estimated 60,800 adults in Stevenage held at least one credit or loan product in 2024.

How many adults in Stevenage held a credit card in 2024?

An estimated 48,800 adults in Stevenage held a credit card in 2024.

How many adults in Stevenage were overdrawn on a current account in 2024?

An estimated 14,800 adults in Stevenage were overdrawn on a current account in 2024.