Borrowing Data

Borrowing statistics in Tendring 2026

Last updated November 2026 · Data to mid-2025 · Tendring

Borrowing estimates for Tendring, built from published survey rates and population figures.

111,000

Credit or loan holders

An estimated 111,000 adults in Tendring held at least one credit or loan product in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 86% of adults in the East of England held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 128,512 adults aged 18 and over in Tendring (ONS mid-2024 population estimates, single-year ages summed).

88,700

Credit card holders

An estimated 88,700 adults in Tendring held a credit card in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 69% of adults in the East of England held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 128,512 adults aged 18 and over in Tendring (ONS mid-2024 population estimates, single-year ages summed).

27,000

Overdraft users

An estimated 27,000 adults in Tendring were overdrawn on a current account in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 21% of adults in the East of England were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 128,512 adults aged 18 and over in Tendring (ONS mid-2024 population estimates, single-year ages summed).

39,800

Residential mortgage holders

An estimated 39,800 adults in Tendring had a residential mortgage in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 31% of adults in the East of England had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 128,512 adults aged 18 and over in Tendring (ONS mid-2024 population estimates, single-year ages summed).

24,400

Buy now, pay later users

An estimated 24,400 adults in Tendring used buy now, pay later credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 19% of adults in the East of England used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 128,512 adults aged 18 and over in Tendring (ONS mid-2024 population estimates, single-year ages summed).

7,450

High-cost credit users

An estimated 7,450 adults in Tendring held high-cost credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 5.8% of adults in the East of England held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 128,512 adults aged 18 and over in Tendring (ONS mid-2024 population estimates, single-year ages summed).

25,700

Low financial resilience

An estimated 25,700 adults in Tendring had low financial resilience in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 20% of adults in the East of England had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 128,512 adults aged 18 and over in Tendring (ONS mid-2024 population estimates, single-year ages summed).

7,710

In financial difficulty

An estimated 7,710 adults in Tendring were in financial difficulty in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 6% of adults in the East of England were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 128,512 adults aged 18 and over in Tendring (ONS mid-2024 population estimates, single-year ages summed).

134,166

Residents aged 16 and over

The estimated population aged 16 and over in Tendring was 134,166 at mid-2025.

Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025

ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.

Key points

An estimated 111,000 adults in Tendring held at least one credit or loan product in 2024. An estimated 88,700 adults in Tendring held a credit card in 2024. An estimated 27,000 adults in Tendring were overdrawn on a current account in 2024.

Frequently asked questions

How many adults in Tendring held at least one credit or loan product in 2024?

An estimated 111,000 adults in Tendring held at least one credit or loan product in 2024.

How many adults in Tendring held a credit card in 2024?

An estimated 88,700 adults in Tendring held a credit card in 2024.

How many adults in Tendring were overdrawn on a current account in 2024?

An estimated 27,000 adults in Tendring were overdrawn on a current account in 2024.