Borrowing figures for Breckland, from Borrowing Data and the Office for National Statistics.
93,200
Credit or loan holders
In 2024, 93,200 adults in Breckland held at least one credit or loan product.
Source: Local borrowing figures, Borrowing Data, 2024
Adults aged 18 and over; held now or in the previous 12 months. Includes regulated and unregulated credit.
67%
Credit card holders
In 2024, 67 per cent of adults in Breckland held a credit card (now or in the previous 12 months).
Source: Local borrowing figures, Borrowing Data, 2024
Adults aged 18 and over; held now or in the previous 12 months.
20%
Overdraft users
In 2024, 20 per cent of adults in Breckland were overdrawn on a current account (now or in the previous 12 months).
Source: Local borrowing figures, Borrowing Data, 2024
Adults aged 18 and over; overdrawn on a current account now or in the previous 12 months.
39,700
Residential mortgage holders
In 2024, 39,700 adults in Breckland had a residential mortgage on the property they lived in.
Source: Local borrowing figures, Borrowing Data, 2024
Adults aged 18 and over; residential mortgage on the property they live in.
17%
Buy now, pay later users
In 2024, 17 per cent of adults in Breckland used deferred payment credit (unregulated buy now, pay later) in the previous 12 months.
Source: Local borrowing figures, Borrowing Data, 2024
Adults aged 18 and over; unregulated buy now, pay later, called deferred payment credit in the survey, used in the previous 12 months.
5.8%
High-cost credit users
In 2024, 5.8 per cent of adults in Breckland held high-cost credit (now or in the previous 12 months).
Source: Local borrowing figures, Borrowing Data, 2024
Adults aged 18 and over; held now or in the previous 12 months. Covers home-collected, logbook, pawnbroking, payday, rent-to-own, short-term instalment and guarantor loans.
21%
Low financial resilience
In 2024, 21 per cent of adults in Breckland had low financial resilience.
Source: Local borrowing figures, Borrowing Data, 2024
Adults aged 18 and over; in financial difficulty, heavily burdened by bills or credit commitments, or with low savings.
6,350
In financial difficulty
In 2024, 6,350 adults in Breckland were in financial difficulty, having missed domestic bills or credit commitments in three or more of the previous six months.
Source: Local borrowing figures, Borrowing Data, 2024
Adults aged 18 and over; missed domestic bills or credit commitments in three or more of the previous six months.
124,335
Residents aged 16 and over
The estimated population aged 16 and over in Breckland was 124,335 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.
Frequently asked questions
How many adults in Breckland held at least one credit or loan product in 2024?
In 2024, 93,200 adults in Breckland held at least one credit or loan product.
What share of adults in Breckland held a credit card in 2024?
In 2024, 67 per cent of adults in Breckland held a credit card (now or in the previous 12 months).
What share of adults in Breckland were overdrawn on a current account in 2024?
In 2024, 20 per cent of adults in Breckland were overdrawn on a current account (now or in the previous 12 months).