Consumer credit figures for the South West, from Borrowing Data and the Office for National Statistics.
£7,910m
Credit card balances
The amount outstanding of credit card lending to individuals was £7,910 million in the South West at the end of September 2026.
Source: Regional lending figures, Borrowing Data, September 2026
Sterling credit card lending to individuals by UK monetary financial institutions; amount outstanding at the end of the month, seasonally adjusted.
£16.8bn
Other consumer credit balances
The amount outstanding of consumer credit lending to individuals other than through credit cards, excluding student loans, was £16.8 billion in the South West at the end of September 2026.
Source: Regional lending figures, Borrowing Data, September 2026
Sterling consumer credit lending to individuals other than through credit cards, excluding student loans; amount outstanding at the end of the month, seasonally adjusted.
£2,600m
Credit card gross lending
Gross credit card lending to individuals was £2,600 million in the South West in September 2026.
Source: Regional lending figures, Borrowing Data, September 2026
Sterling credit card lending to individuals by UK monetary financial institutions; gross lending in the month, seasonally adjusted.
£902m
Other credit gross lending
Gross consumer credit lending to individuals other than through credit cards, excluding student loans, was £902 million in the South West in September 2026.
Source: Regional lending figures, Borrowing Data, September 2026
Sterling consumer credit lending to individuals other than through credit cards, excluding student loans; gross lending in the month, seasonally adjusted.
£62.7m
Credit card net lending
Net credit card lending to individuals was £62.7 million in the South West in September 2026.
Source: Regional lending figures, Borrowing Data, September 2026
Sterling credit card lending to individuals by UK monetary financial institutions; net lending in the month, seasonally adjusted.
£119m
Other credit net lending
Net consumer credit lending to individuals other than through credit cards, excluding student loans, was £119 million in the South West in September 2026.
Source: Regional lending figures, Borrowing Data, September 2026
Sterling consumer credit lending to individuals other than through credit cards, excluding student loans; net lending in the month, seasonally adjusted.
£35.1m
Credit card write-offs
UK resident monetary financial institutions wrote off £35.1 million of sterling credit card lending to individuals in the South West in the second quarter of 2026.
Source: Regional lending figures, Borrowing Data, Q2 2026
Sterling credit card write-offs by UK resident monetary financial institutions; quarterly figure, not seasonally adjusted.
4,946,382
Residents aged 16 and over
The estimated population aged 16 and over in the South West was 4,946,382 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-year population estimates as returned by the Nomis 'Aged 16+' category, rebased to Census 2021 and 2022 where applicable. Usual residents.
Frequently asked questions
How much credit card lending to individuals was outstanding in the South West at the end of September 2026?
The amount outstanding of credit card lending to individuals was £7,910 million in the South West at the end of September 2026.
How much consumer credit lending to individuals other than through credit cards was outstanding in the South West at the end of September 2026?
The amount outstanding of consumer credit lending to individuals other than through credit cards, excluding student loans, was £16.8 billion in the South West at the end of September 2026.
How much gross credit card lending to individuals was made in the South West in September 2026?
Gross credit card lending to individuals was £2,600 million in the South West in September 2026.