Borrowing Data

Consumer credit statistics in the South West 2026

Last updated November 2026 · Data to September 2026 · South West

Consumer credit figures for the South West, from Borrowing Data and the Office for National Statistics.

£7,910m

Credit card balances

The amount outstanding of credit card lending to individuals was £7,910 million in the South West at the end of September 2026.

Source: Regional lending figures, Borrowing Data, September 2026

Sterling credit card lending to individuals by UK monetary financial institutions; amount outstanding at the end of the month, seasonally adjusted.

£16.8bn

Other consumer credit balances

The amount outstanding of consumer credit lending to individuals other than through credit cards, excluding student loans, was £16.8 billion in the South West at the end of September 2026.

Source: Regional lending figures, Borrowing Data, September 2026

Sterling consumer credit lending to individuals other than through credit cards, excluding student loans; amount outstanding at the end of the month, seasonally adjusted.

£2,600m

Credit card gross lending

Gross credit card lending to individuals was £2,600 million in the South West in September 2026.

Source: Regional lending figures, Borrowing Data, September 2026

Sterling credit card lending to individuals by UK monetary financial institutions; gross lending in the month, seasonally adjusted.

£902m

Other credit gross lending

Gross consumer credit lending to individuals other than through credit cards, excluding student loans, was £902 million in the South West in September 2026.

Source: Regional lending figures, Borrowing Data, September 2026

Sterling consumer credit lending to individuals other than through credit cards, excluding student loans; gross lending in the month, seasonally adjusted.

£62.7m

Credit card net lending

Net credit card lending to individuals was £62.7 million in the South West in September 2026.

Source: Regional lending figures, Borrowing Data, September 2026

Sterling credit card lending to individuals by UK monetary financial institutions; net lending in the month, seasonally adjusted.

£119m

Other credit net lending

Net consumer credit lending to individuals other than through credit cards, excluding student loans, was £119 million in the South West in September 2026.

Source: Regional lending figures, Borrowing Data, September 2026

Sterling consumer credit lending to individuals other than through credit cards, excluding student loans; net lending in the month, seasonally adjusted.

£35.1m

Credit card write-offs

UK resident monetary financial institutions wrote off £35.1 million of sterling credit card lending to individuals in the South West in the second quarter of 2026.

Source: Regional lending figures, Borrowing Data, Q2 2026

Sterling credit card write-offs by UK resident monetary financial institutions; quarterly figure, not seasonally adjusted.

Key points

The amount outstanding of credit card lending to individuals was £7,910 million in the South West at the end of September 2026. The amount outstanding of consumer credit lending to individuals other than through credit cards, excluding student loans, was £16.8 billion in the South West at the end of September 2026. Gross credit card lending to individuals was £2,600 million in the South West in September 2026.

Frequently asked questions

How much credit card lending to individuals was outstanding in the South West at the end of September 2026?

The amount outstanding of credit card lending to individuals was £7,910 million in the South West at the end of September 2026.

How much consumer credit lending to individuals other than through credit cards was outstanding in the South West at the end of September 2026?

The amount outstanding of consumer credit lending to individuals other than through credit cards, excluding student loans, was £16.8 billion in the South West at the end of September 2026.

How much gross credit card lending to individuals was made in the South West in September 2026?

Gross credit card lending to individuals was £2,600 million in the South West in September 2026.