Consumer credit figures for the South East, from Borrowing Data and the Office for National Statistics.
£11bn
Credit card balances
The amount outstanding of credit card lending to individuals was £11 billion in the South East at the end of September 2026.
Source: Regional lending figures, Borrowing Data, September 2026
Sterling credit card lending to individuals by UK monetary financial institutions; amount outstanding at the end of the month, seasonally adjusted.
£23.6bn
Other consumer credit balances
The amount outstanding of consumer credit lending to individuals other than through credit cards, excluding student loans, was £23.6 billion in the South East at the end of September 2026.
Source: Regional lending figures, Borrowing Data, September 2026
Sterling consumer credit lending to individuals other than through credit cards, excluding student loans; amount outstanding at the end of the month, seasonally adjusted.
£3,710m
Credit card gross lending
Gross credit card lending to individuals was £3,710 million in the South East in September 2026.
Source: Regional lending figures, Borrowing Data, September 2026
Sterling credit card lending to individuals by UK monetary financial institutions; gross lending in the month, seasonally adjusted.
£1,260m
Other credit gross lending
Gross consumer credit lending to individuals other than through credit cards, excluding student loans, was £1,260 million in the South East in September 2026.
Source: Regional lending figures, Borrowing Data, September 2026
Sterling consumer credit lending to individuals other than through credit cards, excluding student loans; gross lending in the month, seasonally adjusted.
£87.9m
Credit card net lending
Net credit card lending to individuals was £87.9 million in the South East in September 2026.
Source: Regional lending figures, Borrowing Data, September 2026
Sterling credit card lending to individuals by UK monetary financial institutions; net lending in the month, seasonally adjusted.
£163m
Other credit net lending
Net consumer credit lending to individuals other than through credit cards, excluding student loans, was £163 million in the South East in September 2026.
Source: Regional lending figures, Borrowing Data, September 2026
Sterling consumer credit lending to individuals other than through credit cards, excluding student loans; net lending in the month, seasonally adjusted.
£49.8m
Credit card write-offs
UK resident monetary financial institutions wrote off £49.8 million of sterling credit card lending to individuals in the South East in the second quarter of 2026.
Source: Regional lending figures, Borrowing Data, Q2 2026
Sterling credit card write-offs by UK resident monetary financial institutions; quarterly figure, not seasonally adjusted.
7,937,818
Residents aged 16 and over
The estimated population aged 16 and over in the South East was 7,937,818 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-year population estimates as returned by the Nomis 'Aged 16+' category, rebased to Census 2021 and 2022 where applicable. Usual residents.
Frequently asked questions
How much credit card lending to individuals was outstanding in the South East at the end of September 2026?
The amount outstanding of credit card lending to individuals was £11 billion in the South East at the end of September 2026.
How much consumer credit lending to individuals other than through credit cards was outstanding in the South East at the end of September 2026?
The amount outstanding of consumer credit lending to individuals other than through credit cards, excluding student loans, was £23.6 billion in the South East at the end of September 2026.
How much gross credit card lending to individuals was made in the South East in September 2026?
Gross credit card lending to individuals was £3,710 million in the South East in September 2026.