Borrowing estimates for North West Leicestershire, built from published survey rates and population figures.
75,300
Credit or loan holders
An estimated 75,300 adults in North West Leicestershire held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 84% of adults in the East Midlands held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 89,675 adults aged 18 and over in North West Leicestershire (ONS mid-2024 population estimates, single-year ages summed).
58,300
Credit card holders
An estimated 58,300 adults in North West Leicestershire held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 65% of adults in the East Midlands held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 89,675 adults aged 18 and over in North West Leicestershire (ONS mid-2024 population estimates, single-year ages summed).
16,100
Overdraft users
An estimated 16,100 adults in North West Leicestershire were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 18% of adults in the East Midlands were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 89,675 adults aged 18 and over in North West Leicestershire (ONS mid-2024 population estimates, single-year ages summed).
26,900
Residential mortgage holders
An estimated 26,900 adults in North West Leicestershire had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 30% of adults in the East Midlands had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 89,675 adults aged 18 and over in North West Leicestershire (ONS mid-2024 population estimates, single-year ages summed).
17,900
Buy now, pay later users
An estimated 17,900 adults in North West Leicestershire used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 20% of adults in the East Midlands used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 89,675 adults aged 18 and over in North West Leicestershire (ONS mid-2024 population estimates, single-year ages summed).
5,650
High-cost credit users
An estimated 5,650 adults in North West Leicestershire held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 6.3% of adults in the East Midlands held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 89,675 adults aged 18 and over in North West Leicestershire (ONS mid-2024 population estimates, single-year ages summed).
20,600
Low financial resilience
An estimated 20,600 adults in North West Leicestershire had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 23% of adults in the East Midlands had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 89,675 adults aged 18 and over in North West Leicestershire (ONS mid-2024 population estimates, single-year ages summed).
8,070
In financial difficulty
An estimated 8,070 adults in North West Leicestershire were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 9% of adults in the East Midlands were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 89,675 adults aged 18 and over in North West Leicestershire (ONS mid-2024 population estimates, single-year ages summed).
93,623
Residents aged 16 and over
The estimated population aged 16 and over in North West Leicestershire was 93,623 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.