Borrowing estimates for West Lindsey, built from published survey rates and population figures.
An estimated 67,600 adults in West Lindsey held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 84% of adults in the East Midlands held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 80,446 adults aged 18 and over in West Lindsey (ONS mid-2024 population estimates, single-year ages summed).
An estimated 52,300 adults in West Lindsey held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 65% of adults in the East Midlands held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 80,446 adults aged 18 and over in West Lindsey (ONS mid-2024 population estimates, single-year ages summed).
An estimated 14,500 adults in West Lindsey were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 18% of adults in the East Midlands were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 80,446 adults aged 18 and over in West Lindsey (ONS mid-2024 population estimates, single-year ages summed).
An estimated 24,100 adults in West Lindsey had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 30% of adults in the East Midlands had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 80,446 adults aged 18 and over in West Lindsey (ONS mid-2024 population estimates, single-year ages summed).
An estimated 16,100 adults in West Lindsey used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 20% of adults in the East Midlands used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 80,446 adults aged 18 and over in West Lindsey (ONS mid-2024 population estimates, single-year ages summed).
An estimated 5,070 adults in West Lindsey held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 6.3% of adults in the East Midlands held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 80,446 adults aged 18 and over in West Lindsey (ONS mid-2024 population estimates, single-year ages summed).
An estimated 18,500 adults in West Lindsey had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 23% of adults in the East Midlands had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 80,446 adults aged 18 and over in West Lindsey (ONS mid-2024 population estimates, single-year ages summed).
An estimated 7,240 adults in West Lindsey were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 9% of adults in the East Midlands were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 80,446 adults aged 18 and over in West Lindsey (ONS mid-2024 population estimates, single-year ages summed).
The estimated population aged 16 and over in West Lindsey was 83,362 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.
An estimated 67,600 adults in West Lindsey held at least one credit or loan product in 2024. An estimated 52,300 adults in West Lindsey held a credit card in 2024. An estimated 14,500 adults in West Lindsey were overdrawn on a current account in 2024.
An estimated 67,600 adults in West Lindsey held at least one credit or loan product in 2024.
An estimated 52,300 adults in West Lindsey held a credit card in 2024.
An estimated 14,500 adults in West Lindsey were overdrawn on a current account in 2024.