Borrowing estimates for South Kesteven, built from published survey rates and population figures.
An estimated 99,200 adults in South Kesteven held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 84% of adults in the East Midlands held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 118,043 adults aged 18 and over in South Kesteven (ONS mid-2024 population estimates, single-year ages summed).
An estimated 76,700 adults in South Kesteven held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 65% of adults in the East Midlands held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 118,043 adults aged 18 and over in South Kesteven (ONS mid-2024 population estimates, single-year ages summed).
An estimated 21,200 adults in South Kesteven were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 18% of adults in the East Midlands were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 118,043 adults aged 18 and over in South Kesteven (ONS mid-2024 population estimates, single-year ages summed).
An estimated 35,400 adults in South Kesteven had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 30% of adults in the East Midlands had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 118,043 adults aged 18 and over in South Kesteven (ONS mid-2024 population estimates, single-year ages summed).
An estimated 23,600 adults in South Kesteven used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 20% of adults in the East Midlands used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 118,043 adults aged 18 and over in South Kesteven (ONS mid-2024 population estimates, single-year ages summed).
An estimated 7,440 adults in South Kesteven held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 6.3% of adults in the East Midlands held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 118,043 adults aged 18 and over in South Kesteven (ONS mid-2024 population estimates, single-year ages summed).
An estimated 27,100 adults in South Kesteven had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 23% of adults in the East Midlands had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 118,043 adults aged 18 and over in South Kesteven (ONS mid-2024 population estimates, single-year ages summed).
An estimated 10,600 adults in South Kesteven were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 9% of adults in the East Midlands were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 118,043 adults aged 18 and over in South Kesteven (ONS mid-2024 population estimates, single-year ages summed).
The estimated population aged 16 and over in South Kesteven was 122,963 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.
An estimated 99,200 adults in South Kesteven held at least one credit or loan product in 2024. An estimated 76,700 adults in South Kesteven held a credit card in 2024. An estimated 21,200 adults in South Kesteven were overdrawn on a current account in 2024.
An estimated 99,200 adults in South Kesteven held at least one credit or loan product in 2024.
An estimated 76,700 adults in South Kesteven held a credit card in 2024.
An estimated 21,200 adults in South Kesteven were overdrawn on a current account in 2024.