Borrowing estimates for Gedling, built from published survey rates and population figures.
80,900
Credit or loan holders
An estimated 80,900 adults in Gedling held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 84% of adults in the East Midlands held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 96,256 adults aged 18 and over in Gedling (ONS mid-2024 population estimates, single-year ages summed).
62,600
Credit card holders
An estimated 62,600 adults in Gedling held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 65% of adults in the East Midlands held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 96,256 adults aged 18 and over in Gedling (ONS mid-2024 population estimates, single-year ages summed).
17,300
Overdraft users
An estimated 17,300 adults in Gedling were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 18% of adults in the East Midlands were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 96,256 adults aged 18 and over in Gedling (ONS mid-2024 population estimates, single-year ages summed).
28,900
Residential mortgage holders
An estimated 28,900 adults in Gedling had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 30% of adults in the East Midlands had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 96,256 adults aged 18 and over in Gedling (ONS mid-2024 population estimates, single-year ages summed).
19,300
Buy now, pay later users
An estimated 19,300 adults in Gedling used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 20% of adults in the East Midlands used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 96,256 adults aged 18 and over in Gedling (ONS mid-2024 population estimates, single-year ages summed).
6,060
High-cost credit users
An estimated 6,060 adults in Gedling held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 6.3% of adults in the East Midlands held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 96,256 adults aged 18 and over in Gedling (ONS mid-2024 population estimates, single-year ages summed).
22,100
Low financial resilience
An estimated 22,100 adults in Gedling had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 23% of adults in the East Midlands had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 96,256 adults aged 18 and over in Gedling (ONS mid-2024 population estimates, single-year ages summed).
8,660
In financial difficulty
An estimated 8,660 adults in Gedling were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 9% of adults in the East Midlands were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 96,256 adults aged 18 and over in Gedling (ONS mid-2024 population estimates, single-year ages summed).
100,061
Residents aged 16 and over
The estimated population aged 16 and over in Gedling was 100,061 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.