Borrowing Data

Borrowing statistics in Mansfield 2026

Last updated November 2026 · Data to mid-2025 · Mansfield

Borrowing estimates for Mansfield, built from published survey rates and population figures.

75,400

Credit or loan holders

An estimated 75,400 adults in Mansfield held at least one credit or loan product in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 84% of adults in the East Midlands held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 89,727 adults aged 18 and over in Mansfield (ONS mid-2024 population estimates, single-year ages summed).

58,300

Credit card holders

An estimated 58,300 adults in Mansfield held a credit card in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 65% of adults in the East Midlands held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 89,727 adults aged 18 and over in Mansfield (ONS mid-2024 population estimates, single-year ages summed).

16,200

Overdraft users

An estimated 16,200 adults in Mansfield were overdrawn on a current account in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 18% of adults in the East Midlands were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 89,727 adults aged 18 and over in Mansfield (ONS mid-2024 population estimates, single-year ages summed).

26,900

Residential mortgage holders

An estimated 26,900 adults in Mansfield had a residential mortgage in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 30% of adults in the East Midlands had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 89,727 adults aged 18 and over in Mansfield (ONS mid-2024 population estimates, single-year ages summed).

17,900

Buy now, pay later users

An estimated 17,900 adults in Mansfield used buy now, pay later credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 20% of adults in the East Midlands used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 89,727 adults aged 18 and over in Mansfield (ONS mid-2024 population estimates, single-year ages summed).

5,650

High-cost credit users

An estimated 5,650 adults in Mansfield held high-cost credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 6.3% of adults in the East Midlands held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 89,727 adults aged 18 and over in Mansfield (ONS mid-2024 population estimates, single-year ages summed).

20,600

Low financial resilience

An estimated 20,600 adults in Mansfield had low financial resilience in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 23% of adults in the East Midlands had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 89,727 adults aged 18 and over in Mansfield (ONS mid-2024 population estimates, single-year ages summed).

8,080

In financial difficulty

An estimated 8,080 adults in Mansfield were in financial difficulty in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 9% of adults in the East Midlands were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 89,727 adults aged 18 and over in Mansfield (ONS mid-2024 population estimates, single-year ages summed).

93,051

Residents aged 16 and over

The estimated population aged 16 and over in Mansfield was 93,051 at mid-2025.

Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025

ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.

Key points

An estimated 75,400 adults in Mansfield held at least one credit or loan product in 2024. An estimated 58,300 adults in Mansfield held a credit card in 2024. An estimated 16,200 adults in Mansfield were overdrawn on a current account in 2024.

Frequently asked questions

How many adults in Mansfield held at least one credit or loan product in 2024?

An estimated 75,400 adults in Mansfield held at least one credit or loan product in 2024.

How many adults in Mansfield held a credit card in 2024?

An estimated 58,300 adults in Mansfield held a credit card in 2024.

How many adults in Mansfield were overdrawn on a current account in 2024?

An estimated 16,200 adults in Mansfield were overdrawn on a current account in 2024.