Borrowing estimates for East Lindsey, built from published survey rates and population figures.
An estimated 103,000 adults in East Lindsey held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 84% of adults in the East Midlands held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 122,071 adults aged 18 and over in East Lindsey (ONS mid-2024 population estimates, single-year ages summed).
An estimated 79,300 adults in East Lindsey held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 65% of adults in the East Midlands held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 122,071 adults aged 18 and over in East Lindsey (ONS mid-2024 population estimates, single-year ages summed).
An estimated 22,000 adults in East Lindsey were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 18% of adults in the East Midlands were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 122,071 adults aged 18 and over in East Lindsey (ONS mid-2024 population estimates, single-year ages summed).
An estimated 36,600 adults in East Lindsey had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 30% of adults in the East Midlands had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 122,071 adults aged 18 and over in East Lindsey (ONS mid-2024 population estimates, single-year ages summed).
An estimated 24,400 adults in East Lindsey used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 20% of adults in the East Midlands used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 122,071 adults aged 18 and over in East Lindsey (ONS mid-2024 population estimates, single-year ages summed).
An estimated 7,690 adults in East Lindsey held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 6.3% of adults in the East Midlands held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 122,071 adults aged 18 and over in East Lindsey (ONS mid-2024 population estimates, single-year ages summed).
An estimated 28,100 adults in East Lindsey had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 23% of adults in the East Midlands had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 122,071 adults aged 18 and over in East Lindsey (ONS mid-2024 population estimates, single-year ages summed).
An estimated 11,000 adults in East Lindsey were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 9% of adults in the East Midlands were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 122,071 adults aged 18 and over in East Lindsey (ONS mid-2024 population estimates, single-year ages summed).
The estimated population aged 16 and over in East Lindsey was 126,566 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.
An estimated 103,000 adults in East Lindsey held at least one credit or loan product in 2024. An estimated 79,300 adults in East Lindsey held a credit card in 2024. An estimated 22,000 adults in East Lindsey were overdrawn on a current account in 2024.
An estimated 103,000 adults in East Lindsey held at least one credit or loan product in 2024.
An estimated 79,300 adults in East Lindsey held a credit card in 2024.
An estimated 22,000 adults in East Lindsey were overdrawn on a current account in 2024.