Borrowing Data

Borrowing statistics in Tunbridge Wells 2026

Last updated November 2026 · Data to mid-2025 · Tunbridge Wells

Borrowing estimates for Tunbridge Wells, built from published survey rates and population figures.

82,200

Credit or loan holders

An estimated 82,200 adults in Tunbridge Wells held at least one credit or loan product in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 89% of adults in the South East held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 92,352 adults aged 18 and over in Tunbridge Wells (ONS mid-2024 population estimates, single-year ages summed).

67,400

Credit card holders

An estimated 67,400 adults in Tunbridge Wells held a credit card in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 73% of adults in the South East held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 92,352 adults aged 18 and over in Tunbridge Wells (ONS mid-2024 population estimates, single-year ages summed).

19,400

Overdraft users

An estimated 19,400 adults in Tunbridge Wells were overdrawn on a current account in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 21% of adults in the South East were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 92,352 adults aged 18 and over in Tunbridge Wells (ONS mid-2024 population estimates, single-year ages summed).

26,800

Residential mortgage holders

An estimated 26,800 adults in Tunbridge Wells had a residential mortgage in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 29% of adults in the South East had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 92,352 adults aged 18 and over in Tunbridge Wells (ONS mid-2024 population estimates, single-year ages summed).

16,600

Buy now, pay later users

An estimated 16,600 adults in Tunbridge Wells used buy now, pay later credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 18% of adults in the South East used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 92,352 adults aged 18 and over in Tunbridge Wells (ONS mid-2024 population estimates, single-year ages summed).

5,170

High-cost credit users

An estimated 5,170 adults in Tunbridge Wells held high-cost credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 5.6% of adults in the South East held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 92,352 adults aged 18 and over in Tunbridge Wells (ONS mid-2024 population estimates, single-year ages summed).

19,400

Low financial resilience

An estimated 19,400 adults in Tunbridge Wells had low financial resilience in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 21% of adults in the South East had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 92,352 adults aged 18 and over in Tunbridge Wells (ONS mid-2024 population estimates, single-year ages summed).

5,540

In financial difficulty

An estimated 5,540 adults in Tunbridge Wells were in financial difficulty in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 6% of adults in the South East were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 92,352 adults aged 18 and over in Tunbridge Wells (ONS mid-2024 population estimates, single-year ages summed).

96,523

Residents aged 16 and over

The estimated population aged 16 and over in Tunbridge Wells was 96,523 at mid-2025.

Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025

ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.

Key points

An estimated 82,200 adults in Tunbridge Wells held at least one credit or loan product in 2024. An estimated 67,400 adults in Tunbridge Wells held a credit card in 2024. An estimated 19,400 adults in Tunbridge Wells were overdrawn on a current account in 2024.

Frequently asked questions

How many adults in Tunbridge Wells held at least one credit or loan product in 2024?

An estimated 82,200 adults in Tunbridge Wells held at least one credit or loan product in 2024.

How many adults in Tunbridge Wells held a credit card in 2024?

An estimated 67,400 adults in Tunbridge Wells held a credit card in 2024.

How many adults in Tunbridge Wells were overdrawn on a current account in 2024?

An estimated 19,400 adults in Tunbridge Wells were overdrawn on a current account in 2024.