Borrowing Data

Borrowing statistics in Windsor and Maidenhead 2026

Last updated November 2026 · Data to mid-2025 · Windsor and Maidenhead

Borrowing figures for Windsor and Maidenhead, from Borrowing Data and the Office for National Statistics.

87%

Credit or loan holders

In 2024, 87 per cent of adults in Windsor and Maidenhead held at least one credit or loan product (now or in the previous 12 months).

Source: Local borrowing figures, Borrowing Data, 2024

Adults aged 18 and over; held now or in the previous 12 months. Includes regulated and unregulated credit.

91,300

Credit card holders

In 2024, 91,300 adults in Windsor and Maidenhead held a credit card.

Source: Local borrowing figures, Borrowing Data, 2024

Adults aged 18 and over; held now or in the previous 12 months.

26,200

Overdraft users

In 2024, 26,200 adults in Windsor and Maidenhead were overdrawn on a current account.

Source: Local borrowing figures, Borrowing Data, 2024

Adults aged 18 and over; overdrawn on a current account now or in the previous 12 months.

33,000

Residential mortgage holders

In 2024, 33,000 adults in Windsor and Maidenhead had a residential mortgage on the property they lived in.

Source: Local borrowing figures, Borrowing Data, 2024

Adults aged 18 and over; residential mortgage on the property they live in.

17%

Buy now, pay later users

In 2024, 17 per cent of adults in Windsor and Maidenhead used deferred payment credit (unregulated buy now, pay later) in the previous 12 months.

Source: Local borrowing figures, Borrowing Data, 2024

Adults aged 18 and over; unregulated buy now, pay later, called deferred payment credit in the survey, used in the previous 12 months.

6,350

High-cost credit users

In 2024, 6,350 adults in Windsor and Maidenhead held high-cost credit.

Source: Local borrowing figures, Borrowing Data, 2024

Adults aged 18 and over; held now or in the previous 12 months. Covers home-collected, logbook, pawnbroking, payday, rent-to-own, short-term instalment and guarantor loans.

19%

Low financial resilience

In 2024, 19 per cent of adults in Windsor and Maidenhead had low financial resilience.

Source: Local borrowing figures, Borrowing Data, 2024

Adults aged 18 and over; in financial difficulty, heavily burdened by bills or credit commitments, or with low savings.

5%

In financial difficulty

In 2024, 5 per cent of adults in Windsor and Maidenhead were in financial difficulty, having missed domestic bills or credit commitments in three or more of the previous six months.

Source: Local borrowing figures, Borrowing Data, 2024

Adults aged 18 and over; missed domestic bills or credit commitments in three or more of the previous six months.

130,304

Residents aged 16 and over

The estimated population aged 16 and over in Windsor and Maidenhead was 130,304 at mid-2025.

Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025

ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.

Key points

In 2024, 87 per cent of adults in Windsor and Maidenhead held at least one credit or loan product (now or in the previous 12 months). In 2024, 91,300 adults in Windsor and Maidenhead held a credit card. In 2024, 26,200 adults in Windsor and Maidenhead were overdrawn on a current account.

Frequently asked questions

What share of adults in Windsor and Maidenhead held at least one credit or loan product in 2024?

In 2024, 87 per cent of adults in Windsor and Maidenhead held at least one credit or loan product (now or in the previous 12 months).

How many adults in Windsor and Maidenhead held a credit card in 2024?

In 2024, 91,300 adults in Windsor and Maidenhead held a credit card.

How many adults in Windsor and Maidenhead were overdrawn on a current account in 2024?

In 2024, 26,200 adults in Windsor and Maidenhead were overdrawn on a current account.