Debt and insolvency figures for Swansea, from the Insolvency Service, Registry Trust, the Money and Pensions Service, StepChange, the British Business Bank and the ONS.
23.2
Insolvency rate 2025
The individual insolvency rate in Swansea was 23.2 per 10,000 adults in 2025.
Source: Individual insolvencies by location, age and gender, England and Wales, 2025: Individual insolvencies by Location, England and Wales, 2015 to 2025, Table 1b, Insolvency Service, 2025
Calendar year, by the postcode of the individual. Boundaries as at 31 December 2025, with City of London included in Westminster and Isles of Scilly included in Cornwall. Rates are per 10,000 adults aged 18 and over, using ONS mid-year population estimates; 2025 rates use the 2024 estimates and are provisional.
2.1
Bankruptcy rate
The bankruptcy rate in Swansea was 2.1 per 10,000 adults in 2025.
Source: Individual insolvencies by location, age and gender, England and Wales, 2025: Individual insolvencies by Location, England and Wales, 2015 to 2025, Table 2b, Insolvency Service, 2025
Calendar year, by the postcode of the individual. Boundaries as at 31 December 2025, with City of London included in Westminster and Isles of Scilly included in Cornwall. Rates are per 10,000 adults aged 18 and over, using ONS mid-year population estimates; 2025 rates use the 2024 estimates and are provisional.
4.9
Debt relief order rate
The debt relief order rate in Swansea was 4.9 per 10,000 adults in 2025.
Source: Individual insolvencies by location, age and gender, England and Wales, 2025: Individual insolvencies by Location, England and Wales, 2015 to 2025, Table 3b, Insolvency Service, 2025
Calendar year, by the postcode of the individual. Boundaries as at 31 December 2025, with City of London included in Westminster and Isles of Scilly included in Cornwall. Rates are per 10,000 adults aged 18 and over, using ONS mid-year population estimates; 2025 rates use the 2024 estimates and are provisional.
16.3
Voluntary arrangement rate
The individual voluntary arrangement rate in Swansea was 16.3 per 10,000 adults in 2025.
Source: Individual insolvencies by location, age and gender, England and Wales, 2025: Individual insolvencies by Location, England and Wales, 2015 to 2025, Table 4b, Insolvency Service, 2025
Calendar year, by the postcode of the individual. Boundaries as at 31 December 2025, with City of London included in Westminster and Isles of Scilly included in Cornwall. Rates are per 10,000 adults aged 18 and over, using ONS mid-year population estimates; 2025 rates use the 2024 estimates and are provisional.
13.6
Breathing space rate
The breathing space registration rate in Swansea was 13.6 per 10,000 adults in 2025.
Source: Individual insolvencies by location, age and gender, England and Wales, 2025: Individual insolvencies by Location, England and Wales, 2015 to 2025, Table 5b, Insolvency Service, 2025
Calendar year, by the postcode of the individual. Boundaries as at 31 December 2025, with City of London included in Westminster and Isles of Scilly included in Cornwall. Rates are per 10,000 adults aged 18 and over, using ONS mid-year population estimates; 2025 rates use the 2024 estimates and are provisional. The Breathing Space scheme started on 4 May 2021.
103
Consumer judgments per 1,000 adults
There were 103 consumer judgments on the Register per 1,000 adults in Swansea at mid-2025.
Source: The Geography of Financial and Economic Vulnerability in England and Wales (Financial Inclusion Centre, September 2026): Local Authority Data, Registry Trust, 30 June 2025
Analysis by the Financial Inclusion Centre of Registry Trust consumer judgment data at mid-2025, published on the Registry Trust site; the ratio is the report's own, shown to whole numbers as in the workbook. Region in the workbook: Wales. Local authority name as spelled in the workbook.
12%
Judgments marked satisfied
12% of consumer judgments on the Register in Swansea were marked as satisfied at mid-2025.
Source: The Geography of Financial and Economic Vulnerability in England and Wales (Financial Inclusion Centre, September 2026): Local Authority Data, Registry Trust, 30 June 2025
Satisfactions as a percentage of consumer judgments, from the same workbook (shown to whole percentages). Region in the workbook: Wales.
15.05%
Need for debt advice
An estimated 15.05% of adults in Swansea needed debt advice in 2022.
Source: Need for Debt Advice in the UK - 2022: Lower-Tier Local Authority estimates, Money and Pensions Service, 2022
Lower-tier local authority estimate; LA code W06000011; region or nation as published: Wales. Small area model estimate from the 2022 debt need survey, released 28 September 2023; the file says confidence intervals are around 5 to 6 percentage points wide at both limits. Workbook value 0.1505.
554
New telephone advice clients
StepChange recorded 554 new telephone clients completing full debt advice in Swansea between July 2018 and June 2019.
Source: Wales in the Red 2019, StepChange, 12 months to June 2019
Wales in the Red 2019 data set; clients in Wales who completed a full debt advice session through the telephone service between July 2018 and June 2019 (6,434 clients); location is collected fully only for telephone clients; period shown is the end month.
473
Individual insolvencies
There were 473 individual insolvencies in Swansea in 2025.
Source: Individual insolvencies by location, age and gender, England and Wales, 2025: Individual insolvencies by Location, England and Wales, 2015 to 2025, Table 1a, Insolvency Service, 2025
Calendar year, by the postcode of the individual. Boundaries as at 31 December 2025, with City of London included in Westminster and Isles of Scilly included in Cornwall. Rates are per 10,000 adults aged 18 and over, using ONS mid-year population estimates; 2025 rates use the 2024 estimates and are provisional.
4,710
Covid loans offered
By the schemes' close in 2021, lenders had offered 4,710 loans in Swansea under the Coronavirus Business Interruption Loan Scheme and Bounce Back Loan Scheme.
Source: Final CBILS and BBLS scheme breakdowns by geography and sector, British Business Bank, July 2021
Loans 'offered' as counted by the publisher; scheme management information from lenders; the publisher notes offered figures can differ from HM Treasury approved figures. Coronavirus Large Business Interruption Loan Scheme data are not included in the workbook. County: Wales. District as spelled in the workbook, which uses the boundaries in force in 2021.
£180.9m
Covid loans offered, value
By the schemes' close in 2021, loans offered in Swansea were worth £180.9 million under the Coronavirus Business Interruption Loan Scheme and Bounce Back Loan Scheme.
Source: Final CBILS and BBLS scheme breakdowns by geography and sector, British Business Bank, July 2021
Loans 'offered' as counted by the publisher; scheme management information from lenders; the publisher notes offered figures can differ from HM Treasury approved figures. Coronavirus Large Business Interruption Loan Scheme data are not included in the workbook. County: Wales. District as spelled in the workbook, which uses the boundaries in force in 2021.
26.8
Insolvency rate 2019
The individual insolvency rate in Swansea was 26.8 per 10,000 adults in 2019.
Source: Individual insolvencies by location, age and gender, England and Wales, 2025: Individual insolvencies by Location, England and Wales, 2015 to 2025, Table 1b, Insolvency Service, 2019
Calendar year, by the postcode of the individual. Boundaries as at 31 December 2025, with City of London included in Westminster and Isles of Scilly included in Cornwall. Rates are per 10,000 adults aged 18 and over, using ONS mid-year population estimates; 2025 rates use the 2024 estimates and are provisional.
208,717
Residents aged 16 and over
The estimated population aged 16 and over in Swansea was 208,717 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.
£211,177
Average house price
The average house price in Swansea was £211,177 in August 2026.
Source: UK House Price Index: monthly price statistics, worksheet 9 (Wales local authority values), Office for National Statistics, August 2026
UK House Price Index, all property types, not seasonally adjusted, rounded to the nearest pound. Data collected by HM Land Registry and Registers of Scotland (Northern Ireland quarterly, from Land and Property Services). Latest two months may be revised.