Borrowing Data

Debt and insolvency statistics in Wrexham 2026

Last updated November 2026 · Data to August 2026 · Wrexham

Debt and insolvency figures for Wrexham, from the Insolvency Service, Registry Trust, the Money and Pensions Service, StepChange, the British Business Bank and the ONS.

34.5

Insolvency rate 2025

The individual insolvency rate in Wrexham was 34.5 per 10,000 adults in 2025.

Source: Individual insolvencies by location, age and gender, England and Wales, 2025: Individual insolvencies by Location, England and Wales, 2015 to 2025, Table 1b, Insolvency Service, 2025

Calendar year, by the postcode of the individual. Boundaries as at 31 December 2025, with City of London included in Westminster and Isles of Scilly included in Cornwall. Rates are per 10,000 adults aged 18 and over, using ONS mid-year population estimates; 2025 rates use the 2024 estimates and are provisional.

1.6

Bankruptcy rate

The bankruptcy rate in Wrexham was 1.6 per 10,000 adults in 2025.

Source: Individual insolvencies by location, age and gender, England and Wales, 2025: Individual insolvencies by Location, England and Wales, 2015 to 2025, Table 2b, Insolvency Service, 2025

Calendar year, by the postcode of the individual. Boundaries as at 31 December 2025, with City of London included in Westminster and Isles of Scilly included in Cornwall. Rates are per 10,000 adults aged 18 and over, using ONS mid-year population estimates; 2025 rates use the 2024 estimates and are provisional.

14.7

Debt relief order rate

The debt relief order rate in Wrexham was 14.7 per 10,000 adults in 2025.

Source: Individual insolvencies by location, age and gender, England and Wales, 2025: Individual insolvencies by Location, England and Wales, 2015 to 2025, Table 3b, Insolvency Service, 2025

Calendar year, by the postcode of the individual. Boundaries as at 31 December 2025, with City of London included in Westminster and Isles of Scilly included in Cornwall. Rates are per 10,000 adults aged 18 and over, using ONS mid-year population estimates; 2025 rates use the 2024 estimates and are provisional.

18.1

Voluntary arrangement rate

The individual voluntary arrangement rate in Wrexham was 18.1 per 10,000 adults in 2025.

Source: Individual insolvencies by location, age and gender, England and Wales, 2025: Individual insolvencies by Location, England and Wales, 2015 to 2025, Table 4b, Insolvency Service, 2025

Calendar year, by the postcode of the individual. Boundaries as at 31 December 2025, with City of London included in Westminster and Isles of Scilly included in Cornwall. Rates are per 10,000 adults aged 18 and over, using ONS mid-year population estimates; 2025 rates use the 2024 estimates and are provisional.

17.8

Breathing space rate

The breathing space registration rate in Wrexham was 17.8 per 10,000 adults in 2025.

Source: Individual insolvencies by location, age and gender, England and Wales, 2025: Individual insolvencies by Location, England and Wales, 2015 to 2025, Table 5b, Insolvency Service, 2025

Calendar year, by the postcode of the individual. Boundaries as at 31 December 2025, with City of London included in Westminster and Isles of Scilly included in Cornwall. Rates are per 10,000 adults aged 18 and over, using ONS mid-year population estimates; 2025 rates use the 2024 estimates and are provisional. The Breathing Space scheme started on 4 May 2021.

102

Consumer judgments per 1,000 adults

There were 102 consumer judgments on the Register per 1,000 adults in Wrexham at mid-2025.

Source: The Geography of Financial and Economic Vulnerability in England and Wales (Financial Inclusion Centre, September 2026): Local Authority Data, Registry Trust, 30 June 2025

Analysis by the Financial Inclusion Centre of Registry Trust consumer judgment data at mid-2025, published on the Registry Trust site; the ratio is the report's own, shown to whole numbers as in the workbook. Region in the workbook: Wales. Local authority name as spelled in the workbook.

15.63%

Need for debt advice

An estimated 15.63% of adults in Wrexham needed debt advice in 2022.

Source: Need for Debt Advice in the UK - 2022: Lower-Tier Local Authority estimates, Money and Pensions Service, 2022

Lower-tier local authority estimate; LA code W06000006; region or nation as published: Wales. Small area model estimate from the 2022 debt need survey, released 28 September 2023; the file says confidence intervals are around 5 to 6 percentage points wide at both limits. Workbook value 0.1563.

320

New telephone advice clients

StepChange recorded 320 new telephone clients completing full debt advice in Wrexham between July 2018 and June 2019.

Source: Wales in the Red 2019, StepChange, 12 months to June 2019

Wales in the Red 2019 data set; clients in Wales who completed a full debt advice session through the telephone service between July 2018 and June 2019 (6,434 clients); location is collected fully only for telephone clients; period shown is the end month.

380

Individual insolvencies

There were 380 individual insolvencies in Wrexham in 2025.

Source: Individual insolvencies by location, age and gender, England and Wales, 2025: Individual insolvencies by Location, England and Wales, 2015 to 2025, Table 1a, Insolvency Service, 2025

Calendar year, by the postcode of the individual. Boundaries as at 31 December 2025, with City of London included in Westminster and Isles of Scilly included in Cornwall. Rates are per 10,000 adults aged 18 and over, using ONS mid-year population estimates; 2025 rates use the 2024 estimates and are provisional.

2,367

Covid loans offered

By the schemes' close in 2021, lenders had offered 2,367 loans in Wrexham under the Coronavirus Business Interruption Loan Scheme and Bounce Back Loan Scheme.

Source: Final CBILS and BBLS scheme breakdowns by geography and sector, British Business Bank, July 2021

Loans 'offered' as counted by the publisher; scheme management information from lenders; the publisher notes offered figures can differ from HM Treasury approved figures. Coronavirus Large Business Interruption Loan Scheme data are not included in the workbook. County: Wales. District as spelled in the workbook, which uses the boundaries in force in 2021.

£99.4m

Covid loans offered, value

By the schemes' close in 2021, loans offered in Wrexham were worth £99.36 million under the Coronavirus Business Interruption Loan Scheme and Bounce Back Loan Scheme.

Source: Final CBILS and BBLS scheme breakdowns by geography and sector, British Business Bank, July 2021

Loans 'offered' as counted by the publisher; scheme management information from lenders; the publisher notes offered figures can differ from HM Treasury approved figures. Coronavirus Large Business Interruption Loan Scheme data are not included in the workbook. County: Wales. District as spelled in the workbook, which uses the boundaries in force in 2021.

37.2

Insolvency rate 2019

The individual insolvency rate in Wrexham was 37.2 per 10,000 adults in 2019.

Source: Individual insolvencies by location, age and gender, England and Wales, 2025: Individual insolvencies by Location, England and Wales, 2015 to 2025, Table 1b, Insolvency Service, 2019

Calendar year, by the postcode of the individual. Boundaries as at 31 December 2025, with City of London included in Westminster and Isles of Scilly included in Cornwall. Rates are per 10,000 adults aged 18 and over, using ONS mid-year population estimates; 2025 rates use the 2024 estimates and are provisional.

113,944

Residents aged 16 and over

The estimated population aged 16 and over in Wrexham was 113,944 at mid-2025.

Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025

ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.

£215,035

Average house price

The average house price in Wrexham was £215,035 in August 2026.

Source: UK House Price Index: monthly price statistics, worksheet 9 (Wales local authority values), Office for National Statistics, August 2026

UK House Price Index, all property types, not seasonally adjusted, rounded to the nearest pound. Data collected by HM Land Registry and Registers of Scotland (Northern Ireland quarterly, from Land and Property Services). Latest two months may be revised.

Key points

The individual insolvency rate in Wrexham was 34.5 per 10,000 adults in 2025. The bankruptcy rate in Wrexham was 1.6 per 10,000 adults in 2025. The debt relief order rate in Wrexham was 14.7 per 10,000 adults in 2025.

Frequently asked questions

What was the individual insolvency rate in Wrexham in 2025?

The individual insolvency rate in Wrexham was 34.5 per 10,000 adults in 2025.

What was the bankruptcy rate in Wrexham in 2025?

The bankruptcy rate in Wrexham was 1.6 per 10,000 adults in 2025.

What was the debt relief order rate in Wrexham in 2025?

The debt relief order rate in Wrexham was 14.7 per 10,000 adults in 2025.