Borrowing estimates for Maidstone, built from published survey rates and population figures.
132,000
Credit or loan holders
An estimated 132,000 adults in Maidstone held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 89% of adults in the South East held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 148,192 adults aged 18 and over in Maidstone (ONS mid-2024 population estimates, single-year ages summed).
108,000
Credit card holders
An estimated 108,000 adults in Maidstone held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 73% of adults in the South East held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 148,192 adults aged 18 and over in Maidstone (ONS mid-2024 population estimates, single-year ages summed).
31,100
Overdraft users
An estimated 31,100 adults in Maidstone were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 21% of adults in the South East were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 148,192 adults aged 18 and over in Maidstone (ONS mid-2024 population estimates, single-year ages summed).
43,000
Residential mortgage holders
An estimated 43,000 adults in Maidstone had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 29% of adults in the South East had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 148,192 adults aged 18 and over in Maidstone (ONS mid-2024 population estimates, single-year ages summed).
26,700
Buy now, pay later users
An estimated 26,700 adults in Maidstone used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 18% of adults in the South East used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 148,192 adults aged 18 and over in Maidstone (ONS mid-2024 population estimates, single-year ages summed).
8,300
High-cost credit users
An estimated 8,300 adults in Maidstone held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 5.6% of adults in the South East held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 148,192 adults aged 18 and over in Maidstone (ONS mid-2024 population estimates, single-year ages summed).
31,100
Low financial resilience
An estimated 31,100 adults in Maidstone had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 21% of adults in the South East had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 148,192 adults aged 18 and over in Maidstone (ONS mid-2024 population estimates, single-year ages summed).
8,890
In financial difficulty
An estimated 8,890 adults in Maidstone were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 6% of adults in the South East were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 148,192 adults aged 18 and over in Maidstone (ONS mid-2024 population estimates, single-year ages summed).
154,418
Residents aged 16 and over
The estimated population aged 16 and over in Maidstone was 154,418 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.