Borrowing Data

Borrowing statistics in Mole Valley 2026

Last updated November 2026 · Data to mid-2025 · Mole Valley

Borrowing estimates for Mole Valley, built from published survey rates and population figures.

63,300

Credit or loan holders

An estimated 63,300 adults in Mole Valley held at least one credit or loan product in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 89% of adults in the South East held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 71,097 adults aged 18 and over in Mole Valley (ONS mid-2024 population estimates, single-year ages summed).

51,900

Credit card holders

An estimated 51,900 adults in Mole Valley held a credit card in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 73% of adults in the South East held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 71,097 adults aged 18 and over in Mole Valley (ONS mid-2024 population estimates, single-year ages summed).

14,900

Overdraft users

An estimated 14,900 adults in Mole Valley were overdrawn on a current account in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 21% of adults in the South East were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 71,097 adults aged 18 and over in Mole Valley (ONS mid-2024 population estimates, single-year ages summed).

20,600

Residential mortgage holders

An estimated 20,600 adults in Mole Valley had a residential mortgage in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 29% of adults in the South East had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 71,097 adults aged 18 and over in Mole Valley (ONS mid-2024 population estimates, single-year ages summed).

12,800

Buy now, pay later users

An estimated 12,800 adults in Mole Valley used buy now, pay later credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 18% of adults in the South East used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 71,097 adults aged 18 and over in Mole Valley (ONS mid-2024 population estimates, single-year ages summed).

3,980

High-cost credit users

An estimated 3,980 adults in Mole Valley held high-cost credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 5.6% of adults in the South East held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 71,097 adults aged 18 and over in Mole Valley (ONS mid-2024 population estimates, single-year ages summed).

14,900

Low financial resilience

An estimated 14,900 adults in Mole Valley had low financial resilience in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 21% of adults in the South East had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 71,097 adults aged 18 and over in Mole Valley (ONS mid-2024 population estimates, single-year ages summed).

4,270

In financial difficulty

An estimated 4,270 adults in Mole Valley were in financial difficulty in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 6% of adults in the South East were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 71,097 adults aged 18 and over in Mole Valley (ONS mid-2024 population estimates, single-year ages summed).

73,902

Residents aged 16 and over

The estimated population aged 16 and over in Mole Valley was 73,902 at mid-2025.

Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025

ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.

Key points

An estimated 63,300 adults in Mole Valley held at least one credit or loan product in 2024. An estimated 51,900 adults in Mole Valley held a credit card in 2024. An estimated 14,900 adults in Mole Valley were overdrawn on a current account in 2024.

Frequently asked questions

How many adults in Mole Valley held at least one credit or loan product in 2024?

An estimated 63,300 adults in Mole Valley held at least one credit or loan product in 2024.

How many adults in Mole Valley held a credit card in 2024?

An estimated 51,900 adults in Mole Valley held a credit card in 2024.

How many adults in Mole Valley were overdrawn on a current account in 2024?

An estimated 14,900 adults in Mole Valley were overdrawn on a current account in 2024.