Borrowing estimates for Kirklees, built from published survey rates and population figures.
An estimated 292,000 adults in Kirklees held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 84% of adults in Yorkshire and The Humber held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 347,042 adults aged 18 and over in Kirklees (ONS mid-2024 population estimates, single-year ages summed).
An estimated 208,000 adults in Kirklees held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 60% of adults in Yorkshire and The Humber held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 347,042 adults aged 18 and over in Kirklees (ONS mid-2024 population estimates, single-year ages summed).
An estimated 72,900 adults in Kirklees were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 21% of adults in Yorkshire and The Humber were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 347,042 adults aged 18 and over in Kirklees (ONS mid-2024 population estimates, single-year ages summed).
An estimated 90,200 adults in Kirklees had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 26% of adults in Yorkshire and The Humber had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 347,042 adults aged 18 and over in Kirklees (ONS mid-2024 population estimates, single-year ages summed).
An estimated 72,900 adults in Kirklees used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 21% of adults in Yorkshire and The Humber used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 347,042 adults aged 18 and over in Kirklees (ONS mid-2024 population estimates, single-year ages summed).
An estimated 17,000 adults in Kirklees held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 4.9% of adults in Yorkshire and The Humber held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 347,042 adults aged 18 and over in Kirklees (ONS mid-2024 population estimates, single-year ages summed).
An estimated 90,200 adults in Kirklees had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 26% of adults in Yorkshire and The Humber had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 347,042 adults aged 18 and over in Kirklees (ONS mid-2024 population estimates, single-year ages summed).
An estimated 31,200 adults in Kirklees were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 9% of adults in Yorkshire and The Humber were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 347,042 adults aged 18 and over in Kirklees (ONS mid-2024 population estimates, single-year ages summed).
The estimated population aged 16 and over in Kirklees was 359,536 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.
An estimated 292,000 adults in Kirklees held at least one credit or loan product in 2024. An estimated 208,000 adults in Kirklees held a credit card in 2024. An estimated 72,900 adults in Kirklees were overdrawn on a current account in 2024.
An estimated 292,000 adults in Kirklees held at least one credit or loan product in 2024.
An estimated 208,000 adults in Kirklees held a credit card in 2024.
An estimated 72,900 adults in Kirklees were overdrawn on a current account in 2024.