Borrowing estimates for North East Lincolnshire, built from published survey rates and population figures.
106,000
Credit or loan holders
An estimated 106,000 adults in North East Lincolnshire held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 84% of adults in Yorkshire and The Humber held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 126,453 adults aged 18 and over in North East Lincolnshire (ONS mid-2024 population estimates, single-year ages summed).
75,900
Credit card holders
An estimated 75,900 adults in North East Lincolnshire held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 60% of adults in Yorkshire and The Humber held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 126,453 adults aged 18 and over in North East Lincolnshire (ONS mid-2024 population estimates, single-year ages summed).
26,600
Overdraft users
An estimated 26,600 adults in North East Lincolnshire were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 21% of adults in Yorkshire and The Humber were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 126,453 adults aged 18 and over in North East Lincolnshire (ONS mid-2024 population estimates, single-year ages summed).
32,900
Residential mortgage holders
An estimated 32,900 adults in North East Lincolnshire had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 26% of adults in Yorkshire and The Humber had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 126,453 adults aged 18 and over in North East Lincolnshire (ONS mid-2024 population estimates, single-year ages summed).
26,600
Buy now, pay later users
An estimated 26,600 adults in North East Lincolnshire used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 21% of adults in Yorkshire and The Humber used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 126,453 adults aged 18 and over in North East Lincolnshire (ONS mid-2024 population estimates, single-year ages summed).
6,200
High-cost credit users
An estimated 6,200 adults in North East Lincolnshire held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 4.9% of adults in Yorkshire and The Humber held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 126,453 adults aged 18 and over in North East Lincolnshire (ONS mid-2024 population estimates, single-year ages summed).
32,900
Low financial resilience
An estimated 32,900 adults in North East Lincolnshire had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 26% of adults in Yorkshire and The Humber had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 126,453 adults aged 18 and over in North East Lincolnshire (ONS mid-2024 population estimates, single-year ages summed).
11,400
In financial difficulty
An estimated 11,400 adults in North East Lincolnshire were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 9% of adults in Yorkshire and The Humber were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 126,453 adults aged 18 and over in North East Lincolnshire (ONS mid-2024 population estimates, single-year ages summed).
130,946
Residents aged 16 and over
The estimated population aged 16 and over in North East Lincolnshire was 130,946 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.