Borrowing Data

Borrowing statistics in Rossendale 2026

Last updated November 2026 · Data to mid-2025 · Rossendale

Borrowing estimates for Rossendale, built from published survey rates and population figures.

47,500

Credit or loan holders

An estimated 47,500 adults in Rossendale held at least one credit or loan product in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 83% of adults in the North West held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 57,281 adults aged 18 and over in Rossendale (ONS mid-2024 population estimates, single-year ages summed).

36,100

Credit card holders

An estimated 36,100 adults in Rossendale held a credit card in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 63% of adults in the North West held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 57,281 adults aged 18 and over in Rossendale (ONS mid-2024 population estimates, single-year ages summed).

13,700

Overdraft users

An estimated 13,700 adults in Rossendale were overdrawn on a current account in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 24% of adults in the North West were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 57,281 adults aged 18 and over in Rossendale (ONS mid-2024 population estimates, single-year ages summed).

14,900

Residential mortgage holders

An estimated 14,900 adults in Rossendale had a residential mortgage in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 26% of adults in the North West had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 57,281 adults aged 18 and over in Rossendale (ONS mid-2024 population estimates, single-year ages summed).

13,200

Buy now, pay later users

An estimated 13,200 adults in Rossendale used buy now, pay later credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 23% of adults in the North West used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 57,281 adults aged 18 and over in Rossendale (ONS mid-2024 population estimates, single-year ages summed).

4,470

High-cost credit users

An estimated 4,470 adults in Rossendale held high-cost credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 7.8% of adults in the North West held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 57,281 adults aged 18 and over in Rossendale (ONS mid-2024 population estimates, single-year ages summed).

16,000

Low financial resilience

An estimated 16,000 adults in Rossendale had low financial resilience in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 28% of adults in the North West had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 57,281 adults aged 18 and over in Rossendale (ONS mid-2024 population estimates, single-year ages summed).

5,730

In financial difficulty

An estimated 5,730 adults in Rossendale were in financial difficulty in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 10% of adults in the North West were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 57,281 adults aged 18 and over in Rossendale (ONS mid-2024 population estimates, single-year ages summed).

60,089

Residents aged 16 and over

The estimated population aged 16 and over in Rossendale was 60,089 at mid-2025.

Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025

ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.

Key points

An estimated 47,500 adults in Rossendale held at least one credit or loan product in 2024. An estimated 36,100 adults in Rossendale held a credit card in 2024. An estimated 13,700 adults in Rossendale were overdrawn on a current account in 2024.

Frequently asked questions

How many adults in Rossendale held at least one credit or loan product in 2024?

An estimated 47,500 adults in Rossendale held at least one credit or loan product in 2024.

How many adults in Rossendale held a credit card in 2024?

An estimated 36,100 adults in Rossendale held a credit card in 2024.

How many adults in Rossendale were overdrawn on a current account in 2024?

An estimated 13,700 adults in Rossendale were overdrawn on a current account in 2024.