Mortgage approval figures for the United Kingdom, from the Bank of England and the Financial Conduct Authority.
Lenders approved 53,443 mortgages for house purchase in the United Kingdom in September 2026.
Source: Monthly number of total sterling approvals for house purchase to individuals seasonally adjusted, Bank of England, September 2026
Seasonally adjusted. Number of approvals for house purchase to individuals; the Bank release describes approvals as net of cancellations.
Lenders approved 42,613 mortgages for remortgaging in the United Kingdom in September 2026.
Source: Monthly number of total sterling approvals for remortgaging to individuals seasonally adjusted, Bank of England, September 2026
Seasonally adjusted. The Bank release states that remortgaging approvals only capture remortgaging with a different lender.
Lenders approved 107,624 loans secured on dwellings to individuals in the United Kingdom in September 2026.
Source: Monthly number of total sterling approvals for secured lending to individuals seasonally adjusted, Bank of England, September 2026
Seasonally adjusted. Total approvals for secured lending to individuals.
Lenders approved 11,569 other secured loans to individuals in the United Kingdom in September 2026.
Source: Monthly number of total sterling approvals for other secured lending to individuals seasonally adjusted, Bank of England, September 2026
Seasonally adjusted. Approvals for secured lending other than house purchase and remortgaging.
The value of mortgage approvals for house purchase was £13,699 million in the United Kingdom in September 2026.
Source: Monthly value of total sterling approvals for house purchase to individuals (in sterling millions) seasonally adjusted, Bank of England, September 2026
Seasonally adjusted.
The value of mortgage approvals for remortgaging was £10,675 million in the United Kingdom in September 2026.
Source: Monthly value of total sterling approvals for remortgaging to individuals (in sterling millions) seasonally adjusted, Bank of England, September 2026
Seasonally adjusted.
Monetary financial institutions approved 50,931 mortgages for house purchase in the United Kingdom in September 2026.
Source: Monthly number of monetary financial institutions' sterling approvals for house purchase to individuals seasonally adjusted, Bank of England, September 2026
Seasonally adjusted. Approvals by monetary financial institutions only.
Other specialist lenders approved 1,880 mortgages for house purchase in the United Kingdom in September 2026.
Source: Monthly number of other specialist lenders' sterling approvals for house purchase to individuals seasonally adjusted, Bank of England, September 2026
Seasonally adjusted. Approvals by other specialist lenders only.
Monetary financial institutions approved 39,608 mortgages for remortgaging in the United Kingdom in September 2026.
Source: Monthly number of monetary financial institutions' sterling approvals for remortgaging to individuals seasonally adjusted, Bank of England, September 2026
Seasonally adjusted. Approvals by monetary financial institutions only.
Other specialist lenders approved 2,677 mortgages for remortgaging in the United Kingdom in September 2026.
Source: Monthly number of other specialist lenders' sterling approvals for remortgaging to individuals seasonally adjusted, Bank of England, September 2026
Seasonally adjusted. Approvals by other specialist lenders only.
There were 32,325 new regulated mortgage sales to first-time buyers in the United Kingdom in December 2025.
Source: Mortgages Product Sales Data (PSD) monthly 2025 tables, Financial Conduct Authority, December 2025
New regulated mortgage sales by postcode region; excludes internal product transfers, further advances and second charge.
There were 27,660 new regulated mortgage sales to home movers and second or subsequent buyers in the United Kingdom in December 2025.
Source: Mortgages Product Sales Data (PSD) monthly 2025 tables, Financial Conduct Authority, December 2025
New regulated mortgage sales by postcode region; excludes internal product transfers, further advances and second charge.
There were 22,176 new regulated mortgage sales to remortgagors in the United Kingdom in December 2025.
Source: Mortgages Product Sales Data (PSD) monthly 2025 tables, Financial Conduct Authority, December 2025
New regulated mortgage sales by postcode region; excludes internal product transfers, further advances and second charge.
The net percentage balance of lenders reporting a change in demand for secured lending for house purchase from households over the past three months was -37.1 in the third quarter of 2026.
Source: Credit Conditions Survey - 2026 Q3, Secured lending results, Bank of England, Q3 2026
Net percentage balance of lenders, weighted by market share; the Bank states a positive balance means lenders reported availability, demand or defaults higher (or terms cheaper or looser) than over the previous three months. Answers are for the past three months.
The net percentage balance of lenders reporting a change in demand for secured lending for remortgaging from households over the past three months was -32.5 in the third quarter of 2026.
Source: Credit Conditions Survey - 2026 Q3, Secured lending results, Bank of England, Q3 2026
Net percentage balance of lenders, weighted by market share; the Bank states a positive balance means lenders reported availability, demand or defaults higher (or terms cheaper or looser) than over the previous three months. Answers are for the past three months.
Lenders approved 41,533 mortgages for house purchase in the United Kingdom in December 2022.
Source: Monthly number of total sterling approvals for house purchase to individuals seasonally adjusted, Bank of England, December 2022
Seasonally adjusted. Number of approvals for house purchase to individuals; the Bank release describes approvals as net of cancellations.
Lenders approved 67,654 mortgages for house purchase in the United Kingdom in December 2019.
Source: Monthly number of total sterling approvals for house purchase to individuals seasonally adjusted, Bank of England, December 2019
Seasonally adjusted. Number of approvals for house purchase to individuals; the Bank release describes approvals as net of cancellations.
Lenders approved 53,443 mortgages for house purchase in the United Kingdom in September 2026. Lenders approved 42,613 mortgages for remortgaging in the United Kingdom in September 2026. Lenders approved 107,624 loans secured on dwellings to individuals in the United Kingdom in September 2026.
Lenders approved 53,443 mortgages for house purchase in the United Kingdom in September 2026.
Lenders approved 42,613 mortgages for remortgaging in the United Kingdom in September 2026.
Lenders approved 107,624 loans secured on dwellings to individuals in the United Kingdom in September 2026.