Borrowing estimates for Torridge, built from published survey rates and population figures.
An estimated 49,700 adults in Torridge held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 86% of adults in the South West held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 57,767 adults aged 18 and over in Torridge (ONS mid-2024 population estimates, single-year ages summed).
An estimated 40,400 adults in Torridge held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 70% of adults in the South West held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 57,767 adults aged 18 and over in Torridge (ONS mid-2024 population estimates, single-year ages summed).
An estimated 11,600 adults in Torridge were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 20% of adults in the South West were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 57,767 adults aged 18 and over in Torridge (ONS mid-2024 population estimates, single-year ages summed).
An estimated 17,300 adults in Torridge had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 30% of adults in the South West had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 57,767 adults aged 18 and over in Torridge (ONS mid-2024 population estimates, single-year ages summed).
An estimated 9,240 adults in Torridge used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 16% of adults in the South West used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 57,767 adults aged 18 and over in Torridge (ONS mid-2024 population estimates, single-year ages summed).
An estimated 3,000 adults in Torridge held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 5.2% of adults in the South West held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 57,767 adults aged 18 and over in Torridge (ONS mid-2024 population estimates, single-year ages summed).
An estimated 12,100 adults in Torridge had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 21% of adults in the South West had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 57,767 adults aged 18 and over in Torridge (ONS mid-2024 population estimates, single-year ages summed).
An estimated 2,890 adults in Torridge were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 5% of adults in the South West were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 57,767 adults aged 18 and over in Torridge (ONS mid-2024 population estimates, single-year ages summed).
The estimated population aged 16 and over in Torridge was 59,897 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.
An estimated 49,700 adults in Torridge held at least one credit or loan product in 2024. An estimated 40,400 adults in Torridge held a credit card in 2024. An estimated 11,600 adults in Torridge were overdrawn on a current account in 2024.
An estimated 49,700 adults in Torridge held at least one credit or loan product in 2024.
An estimated 40,400 adults in Torridge held a credit card in 2024.
An estimated 11,600 adults in Torridge were overdrawn on a current account in 2024.