Borrowing Data

Borrowing statistics in Fenland 2026

Last updated November 2026 · Data to mid-2025 · Fenland

Borrowing estimates for Fenland, built from published survey rates and population figures.

73,100

Credit or loan holders

An estimated 73,100 adults in Fenland held at least one credit or loan product in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 86% of adults in the East of England held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 84,947 adults aged 18 and over in Fenland (ONS mid-2024 population estimates, single-year ages summed).

58,600

Credit card holders

An estimated 58,600 adults in Fenland held a credit card in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 69% of adults in the East of England held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 84,947 adults aged 18 and over in Fenland (ONS mid-2024 population estimates, single-year ages summed).

17,800

Overdraft users

An estimated 17,800 adults in Fenland were overdrawn on a current account in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 21% of adults in the East of England were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 84,947 adults aged 18 and over in Fenland (ONS mid-2024 population estimates, single-year ages summed).

26,300

Residential mortgage holders

An estimated 26,300 adults in Fenland had a residential mortgage in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 31% of adults in the East of England had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 84,947 adults aged 18 and over in Fenland (ONS mid-2024 population estimates, single-year ages summed).

16,100

Buy now, pay later users

An estimated 16,100 adults in Fenland used buy now, pay later credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 19% of adults in the East of England used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 84,947 adults aged 18 and over in Fenland (ONS mid-2024 population estimates, single-year ages summed).

4,930

High-cost credit users

An estimated 4,930 adults in Fenland held high-cost credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 5.8% of adults in the East of England held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 84,947 adults aged 18 and over in Fenland (ONS mid-2024 population estimates, single-year ages summed).

17,000

Low financial resilience

An estimated 17,000 adults in Fenland had low financial resilience in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 20% of adults in the East of England had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 84,947 adults aged 18 and over in Fenland (ONS mid-2024 population estimates, single-year ages summed).

5,100

In financial difficulty

An estimated 5,100 adults in Fenland were in financial difficulty in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 6% of adults in the East of England were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 84,947 adults aged 18 and over in Fenland (ONS mid-2024 population estimates, single-year ages summed).

87,738

Residents aged 16 and over

The estimated population aged 16 and over in Fenland was 87,738 at mid-2025.

Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025

ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.

Key points

An estimated 73,100 adults in Fenland held at least one credit or loan product in 2024. An estimated 58,600 adults in Fenland held a credit card in 2024. An estimated 17,800 adults in Fenland were overdrawn on a current account in 2024.

Frequently asked questions

How many adults in Fenland held at least one credit or loan product in 2024?

An estimated 73,100 adults in Fenland held at least one credit or loan product in 2024.

How many adults in Fenland held a credit card in 2024?

An estimated 58,600 adults in Fenland held a credit card in 2024.

How many adults in Fenland were overdrawn on a current account in 2024?

An estimated 17,800 adults in Fenland were overdrawn on a current account in 2024.