Borrowing estimates for Fenland, built from published survey rates and population figures.
73,100
Credit or loan holders
An estimated 73,100 adults in Fenland held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 86% of adults in the East of England held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 84,947 adults aged 18 and over in Fenland (ONS mid-2024 population estimates, single-year ages summed).
58,600
Credit card holders
An estimated 58,600 adults in Fenland held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 69% of adults in the East of England held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 84,947 adults aged 18 and over in Fenland (ONS mid-2024 population estimates, single-year ages summed).
17,800
Overdraft users
An estimated 17,800 adults in Fenland were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 21% of adults in the East of England were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 84,947 adults aged 18 and over in Fenland (ONS mid-2024 population estimates, single-year ages summed).
26,300
Residential mortgage holders
An estimated 26,300 adults in Fenland had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 31% of adults in the East of England had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 84,947 adults aged 18 and over in Fenland (ONS mid-2024 population estimates, single-year ages summed).
16,100
Buy now, pay later users
An estimated 16,100 adults in Fenland used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 19% of adults in the East of England used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 84,947 adults aged 18 and over in Fenland (ONS mid-2024 population estimates, single-year ages summed).
4,930
High-cost credit users
An estimated 4,930 adults in Fenland held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 5.8% of adults in the East of England held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 84,947 adults aged 18 and over in Fenland (ONS mid-2024 population estimates, single-year ages summed).
17,000
Low financial resilience
An estimated 17,000 adults in Fenland had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 20% of adults in the East of England had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 84,947 adults aged 18 and over in Fenland (ONS mid-2024 population estimates, single-year ages summed).
5,100
In financial difficulty
An estimated 5,100 adults in Fenland were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 6% of adults in the East of England were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 84,947 adults aged 18 and over in Fenland (ONS mid-2024 population estimates, single-year ages summed).
87,738
Residents aged 16 and over
The estimated population aged 16 and over in Fenland was 87,738 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.