Borrowing Data

Debt and insolvency statistics in the City of London 2026

Last updated November 2026 · Data to August 2026 · City of London

Debt and insolvency figures for the City of London, from Registry Trust, the Money and Pensions Service, the British Business Bank and the ONS.

34

Consumer judgments per 1,000 adults

There were 34 consumer judgments on the Register per 1,000 adults in the City of London at mid-2025.

Source: The Geography of Financial and Economic Vulnerability in England and Wales (Financial Inclusion Centre, September 2026): Local Authority Data, Registry Trust, 30 June 2025

Analysis by the Financial Inclusion Centre of Registry Trust consumer judgment data at mid-2025, published on the Registry Trust site; the ratio is the report's own, shown to whole numbers as in the workbook. Region in the workbook: London. Local authority name as spelled in the workbook.

35.44%

Need for debt advice

An estimated 35.44% of adults in the City of London needed debt advice in 2022.

Source: Need for Debt Advice in the UK - 2022: Lower-Tier Local Authority estimates, Money and Pensions Service, 2022

Lower-tier local authority estimate; LA code E09000001; region or nation as published: London. Small area model estimate from the 2022 debt need survey, released 28 September 2023; the file says confidence intervals are around 5 to 6 percentage points wide at both limits. Workbook value 0.3544.

5,408

Covid loans offered

By the schemes' close in 2021, lenders had offered 5,408 loans in the City of London under the Coronavirus Business Interruption Loan Scheme and Bounce Back Loan Scheme.

Source: Final CBILS and BBLS scheme breakdowns by geography and sector, British Business Bank, July 2021

Loans 'offered' as counted by the publisher; scheme management information from lenders; the publisher notes offered figures can differ from HM Treasury approved figures. Coronavirus Large Business Interruption Loan Scheme data are not included in the workbook. County: England (UA/MD/LB). District as spelled in the workbook, which uses the boundaries in force in 2021.

£583.5m

Covid loans offered, value

By the schemes' close in 2021, loans offered in the City of London were worth £583.5 million under the Coronavirus Business Interruption Loan Scheme and Bounce Back Loan Scheme.

Source: Final CBILS and BBLS scheme breakdowns by geography and sector, British Business Bank, July 2021

Loans 'offered' as counted by the publisher; scheme management information from lenders; the publisher notes offered figures can differ from HM Treasury approved figures. Coronavirus Large Business Interruption Loan Scheme data are not included in the workbook. County: England (UA/MD/LB). District as spelled in the workbook, which uses the boundaries in force in 2021.

15,070

Residents aged 16 and over

The estimated population aged 16 and over in the City of London was 15,070 at mid-2025.

Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025

ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.

£726,633

Average house price

The average house price in the City of London was £726,633 in August 2026.

Source: UK House Price Index: monthly price statistics, worksheet 8 (England local authority values), Office for National Statistics, August 2026

UK House Price Index, all property types, not seasonally adjusted, rounded to the nearest pound. Data collected by HM Land Registry and Registers of Scotland (Northern Ireland quarterly, from Land and Property Services). Latest two months may be revised.

Key points

There were 34 consumer judgments on the Register per 1,000 adults in the City of London at mid-2025. 14% of consumer judgments on the Register in the City of London were marked as satisfied at mid-2025. An estimated 35.44% of adults in the City of London needed debt advice in 2022.

Frequently asked questions

How many consumer judgments per 1,000 adults were on the Register in the City of London on 30 June 2025?

There were 34 consumer judgments on the Register per 1,000 adults in the City of London at mid-2025.

What share of consumer judgments on the Register in the City of London were marked as satisfied on 30 June 2025?

14% of consumer judgments on the Register in the City of London were marked as satisfied at mid-2025.

What share of adults in the City of London needed debt advice in 2022?

An estimated 35.44% of adults in the City of London needed debt advice in 2022.